ZIP Code 01022 — Chicopee, MA Home Prices (2026)
The typical home in ZIP 01022 (Chicopee, Massachusetts) is worth about $238,000 at roughly $256 per square foot — 27% more affordable than the Chicopee median and 19% more affordable than the typical U.S. home.
How 01022 compares
ZIP 01022 is one of the more affordable ZIP codes in Chicopee: its typical home value of $238,000 ranks #3 of the 3 Chicopee ZIP codes we track (the citywide range runs from $238,000 in 01022 to $335,000 in 01020). Per square foot it costs about $256, against $242 for Chicopee as a whole, $361 for Massachusetts, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 01022 | $238,000 | $256 |
| Chicopee, MA | $324,000 | $242 |
| Massachusetts | $631,000 | $361 |
| United States | $294,000 | $195 |
Home value by size in 01022
Using this ZIP’s rate of about $256 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $256,000 |
| 1,500 sq ft | $384,000 |
| 2,000 sq ft | $512,000 |
| 2,500 sq ft | $640,000 |
| 3,000 sq ft | $768,000 |
Salary needed to buy a home in ZIP 01022
To buy the typical $238,000 home in ZIP 01022 with 20% down, you need a household income of roughly $65,000 a year (about $1,510 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $77,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $11,900 | $1,880/mo | $80,000/yr |
| 10% (+PMI) | $23,800 | $1,800/mo | $77,000/yr |
| 20% | $47,600 | $1,510/mo | $65,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 01022
At about $256 per square foot, here is roughly how much home different budgets get you in ZIP 01022:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 590 sq ft | below the local median — condos, smaller or older homes |
| $200k | 780 sq ft | around the typical home here |
| $250k | 980 sq ft | around the typical home here |
| $300k | 1170 sq ft | around the typical home here |
| $400k | 1560 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 01022 home.
Estimate a specific home in 01022
The estimator below is pre-set to ZIP 01022 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Chicopee ZIP codes by home value
Where 01022 sits among Chicopee’s 3 ZIP codes:
ZIP 01022 home prices: frequently asked
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See the full Chicopee home values page, all Massachusetts cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.