ZIP Code 20910 — Silver Spring, MD Home Prices (2026)
The typical home in ZIP 20910 (Silver Spring, Maryland) is worth about $651,000 at roughly $349 per square foot — 11% more expensive than the Silver Spring median and 121% more expensive than the typical U.S. home.
How 20910 compares
ZIP 20910 is one of the pricier ZIP codes in Silver Spring: its typical home value of $651,000 ranks #2 of the 7 Silver Spring ZIP codes we track (the citywide range runs from $447,000 in 20906 to $681,000 in 20905). Per square foot it costs about $349, against $266 for Silver Spring as a whole, $233 for Maryland, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 20910 | $651,000 | $349 |
| Silver Spring, MD | $589,000 | $266 |
| Maryland | $451,500 | $233 |
| United States | $294,000 | $195 |
Home value by size in 20910
Using this ZIP’s rate of about $349 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $349,000 |
| 1,500 sq ft | $523,500 |
| 2,000 sq ft | $698,000 |
| 2,500 sq ft | $872,500 |
| 3,000 sq ft | $1,047,000 |
Salary needed to buy a home in ZIP 20910
To buy the typical $651,000 home in ZIP 20910 with 20% down, you need a household income of roughly $177,000 a year (about $4,130 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $210,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $32,600 | $5,140/mo | $220,000/yr |
| 10% (+PMI) | $65,100 | $4,910/mo | $210,000/yr |
| 20% | $130,200 | $4,130/mo | $177,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 20910
At about $349 per square foot, here is roughly how much home different budgets get you in ZIP 20910:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $300k | 860 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1150 sq ft | below the local median — condos, smaller or older homes |
| $500k | 1430 sq ft | below the local median — condos, smaller or older homes |
| $600k | 1720 sq ft | around the typical home here |
| $750k | 2150 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 20910 home.
Estimate a specific home in 20910
The estimator below is pre-set to ZIP 20910 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Silver Spring ZIP codes by home value
Where 20910 sits among Silver Spring’s 7 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 20905 | $681,000 | $256 |
| 2 | 20910 (this page) | $651,000 | $349 |
| 3 | 20901 | $599,000 | $325 |
| 4 | 20904 | $589,000 | $266 |
| 5 | 20902 | $544,000 | $304 |
| 6 | 20903 | $524,000 | $265 |
| 7 | 20906 | $447,000 | $234 |
ZIP 20910 home prices: frequently asked
What is the average home price in ZIP code 20910? +
What is the price per square foot in 20910? +
What salary do you need to buy a house in ZIP 20910? +
Is 20910 an expensive ZIP code? +
See the full Silver Spring home values page, all Maryland cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.