ZIP Code 20721 — Bowie, MD Home Prices (2026)

The typical home in ZIP 20721 (Bowie, Maryland) is worth about $596,000 at roughly $227 per square foot — 10% more expensive than the Bowie median and 103% more expensive than the typical U.S. home.

$596,000

Typical home value

$227

Price per sq ft

#1 of 4

Bowie ZIPs by value

+10%

vs Bowie median

How 20721 compares

ZIP 20721 is one of the pricier ZIP codes in Bowie: its typical home value of $596,000 ranks #1 of the 4 Bowie ZIP codes we track (the citywide range runs from $467,000 in 20716 to $596,000 in 20721). Per square foot it costs about $227, against $250 for Bowie as a whole, $233 for Maryland, and $195 nationally.

Area	Typical value	$ / sq ft
ZIP 20721	$596,000	$227
Bowie, MD	$540,000	$250
Maryland	$451,500	$233
United States	$294,000	$195

Home value by size in 20721

Using this ZIP’s rate of about $227 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.

Home size	Estimated value
1,000 sq ft	$227,000
1,500 sq ft	$340,500
2,000 sq ft	$454,000
2,500 sq ft	$567,500
3,000 sq ft	$681,000

Salary needed to buy a home in ZIP 20721

To buy the typical $596,000 home in ZIP 20721 with 20% down, you need a household income of roughly $162,000 a year (about $3,780 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $193,000, because the loan is bigger and mortgage insurance kicks in.

Down payment	Cash down	Monthly payment	Income needed
5% (+PMI)	$29,800	$4,700/mo	$202,000/yr
10% (+PMI)	$59,600	$4,500/mo	$193,000/yr
20%	$119,200	$3,780/mo	$162,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in ZIP 20721

At about $227 per square foot, here is roughly how much home different budgets get you in ZIP 20721:

Budget	Approx. size	What that looks like locally
$300k	1320 sq ft	below the local median — condos, smaller or older homes
$400k	1760 sq ft	below the local median — condos, smaller or older homes
$500k	2200 sq ft	around the typical home here
$600k	2640 sq ft	around the typical home here
$750k	3300 sq ft	around the typical home here

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 20721 home.

Estimate a specific home in 20721

The estimator below is pre-set to ZIP 20721 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.

All Bowie ZIP codes by home value

Where 20721 sits among Bowie’s 4 ZIP codes:

#	ZIP code	Typical value	$ / sq ft
1	20721 (this page)	$596,000	$227
2	20720	$585,000	$248
3	20715	$495,000	$251
4	20716	$467,000	$254

ZIP 20721 home prices: frequently asked

What is the average home price in ZIP code 20721? +

The typical home in ZIP 20721 (Bowie, MD) is worth about $596,000 as of 2026. That is 10% more expensive than the Bowie median of $540,000 and 103% more expensive than the U.S. median of $294,000.

What is the price per square foot in 20721? +

About $227 per square foot in 20721, versus $250 across Bowie and $233 across Maryland. At that rate a 1,500 sq ft home runs roughly $340,500 and a 2,500 sq ft home about $567,500.

What salary do you need to buy a house in ZIP 20721? +

For the typical $596,000 home in ZIP 20721, a household income of about $162,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $193,000; with 5% down about $202,000.

Is 20721 an expensive ZIP code? +

Within Bowie, 20721 ranks #1 of 4 ZIP codes by typical home value, which makes it one of the pricier ZIP codes in Bowie. Nationally it is relatively expensive.

See the full Bowie home values page, all Maryland cities, or price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.