ZIP Code 21216 — Baltimore, MD Home Prices (2026)
The typical home in ZIP 21216 (Baltimore, Maryland) is worth about $117,000 at roughly $107 per square foot — 47% more affordable than the Baltimore median and 60% more affordable than the typical U.S. home.
How 21216 compares
ZIP 21216 is one of the more affordable ZIP codes in Baltimore: its typical home value of $117,000 ranks #18 of the 21 Baltimore ZIP codes we track (the citywide range runs from $68,000 in 21223 to $493,000 in 21210). Per square foot it costs about $107, against $168 for Baltimore as a whole, $233 for Maryland, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 21216 | $117,000 | $107 |
| Baltimore, MD | $221,000 | $168 |
| Maryland | $451,500 | $233 |
| United States | $294,000 | $195 |
Home value by size in 21216
Using this ZIP’s rate of about $107 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $107,000 |
| 1,500 sq ft | $160,500 |
| 2,000 sq ft | $214,000 |
| 2,500 sq ft | $267,500 |
| 3,000 sq ft | $321,000 |
Salary needed to buy a home in ZIP 21216
To buy the typical $117,000 home in ZIP 21216 with 20% down, you need a household income of roughly $32,000 a year (about $740 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $38,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $5,900 | $920/mo | $40,000/yr |
| 10% (+PMI) | $11,700 | $880/mo | $38,000/yr |
| 20% | $23,400 | $740/mo | $32,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 21216
At about $107 per square foot, here is roughly how much home different budgets get you in ZIP 21216:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1400 sq ft | around the typical home here |
| $200k | 1870 sq ft | above the median — larger homes or the pricier ZIPs |
| $250k | 2340 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 2800 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 21216 home.
Estimate a specific home in 21216
The estimator below is pre-set to ZIP 21216 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Baltimore ZIP codes by home value
Where 21216 sits among Baltimore’s 21 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 21210 | $493,000 | $240 |
| 2 | 21209 | $455,000 | $217 |
| 3 | 21212 | $347,000 | $174 |
| 4 | 21226 | $318,000 | $200 |
| 5 | 21231 | $301,000 | $228 |
| 6 | 21211 | $286,000 | $240 |
| 7 | 21230 | $276,000 | $222 |
| 8 | 21214 | $261,000 | $165 |
| 9 | 21224 | $241,000 | $201 |
| 10 | 21206 | $224,000 | $160 |
| 11 | 21201 | $221,000 | $190 |
| 12 | 21239 | $219,000 | $168 |
| 13 | 21218 | $187,000 | $147 |
| 14 | 21202 | $181,000 | $191 |
| 15 | 21229 | $176,000 | $141 |
| 16 | 21215 | $160,000 | $131 |
| 17 | 21213 | $118,000 | $125 |
| 18 | 21216 (this page) | $117,000 | $107 |
| 19 | 21205 | $109,000 | $141 |
| 20 | 21217 | $91,000 | $108 |
| 21 | 21223 | $68,000 | $100 |
ZIP 21216 home prices: frequently asked
What is the average home price in ZIP code 21216? +
What is the price per square foot in 21216? +
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Is 21216 an expensive ZIP code? +
See the full Baltimore home values page, all Maryland cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.