ZIP Code 83686 — Nampa, ID Home Prices (2026)
The typical home in ZIP 83686 (Nampa, Idaho) is worth about $436,000 at roughly $271 per square foot — 1% more expensive than the Nampa median and 48% more expensive than the typical U.S. home.
How 83686 compares
ZIP 83686 is one of the pricier ZIP codes in Nampa: its typical home value of $436,000 ranks #1 of the 3 Nampa ZIP codes we track (the citywide range runs from $381,000 in 83651 to $436,000 in 83686). Per square foot it costs about $271, against $252 for Nampa as a whole, $278 for Idaho, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 83686 | $436,000 | $271 |
| Nampa, ID | $433,000 | $252 |
| Idaho | $449,000 | $278 |
| United States | $294,000 | $195 |
Home value by size in 83686
Using this ZIP’s rate of about $271 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $271,000 |
| 1,500 sq ft | $406,500 |
| 2,000 sq ft | $542,000 |
| 2,500 sq ft | $677,500 |
| 3,000 sq ft | $813,000 |
Salary needed to buy a home in ZIP 83686
To buy the typical $436,000 home in ZIP 83686 with 20% down, you need a household income of roughly $119,000 a year (about $2,770 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $141,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $21,800 | $3,440/mo | $147,000/yr |
| 10% (+PMI) | $43,600 | $3,290/mo | $141,000/yr |
| 20% | $87,200 | $2,770/mo | $119,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 83686
At about $271 per square foot, here is roughly how much home different budgets get you in ZIP 83686:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 740 sq ft | below the local median — condos, smaller or older homes |
| $250k | 920 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1110 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1480 sq ft | around the typical home here |
| $500k | 1850 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 83686 home.
Estimate a specific home in 83686
The estimator below is pre-set to ZIP 83686 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Nampa ZIP codes by home value
Where 83686 sits among Nampa’s 3 ZIP codes:
ZIP 83686 home prices: frequently asked
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See the full Nampa home values page, all Idaho cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.