ZIP Code 83404 — Idaho Falls, ID Home Prices (2026)
The typical home in ZIP 83404 (Idaho Falls, Idaho) is worth about $420,000 at roughly $175 per square foot — 9% more expensive than the Idaho Falls median and 43% more expensive than the typical U.S. home.
How 83404 compares
ZIP 83404 is one of the pricier ZIP codes in Idaho Falls: its typical home value of $420,000 ranks #1 of the 4 Idaho Falls ZIP codes we track (the citywide range runs from $357,000 in 83454 to $420,000 in 83404). Per square foot it costs about $175, against $179 for Idaho Falls as a whole, $278 for Idaho, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 83404 | $420,000 | $175 |
| Idaho Falls, ID | $386,000 | $179 |
| Idaho | $449,000 | $278 |
| United States | $294,000 | $195 |
Home value by size in 83404
Using this ZIP’s rate of about $175 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $175,000 |
| 1,500 sq ft | $262,500 |
| 2,000 sq ft | $350,000 |
| 2,500 sq ft | $437,500 |
| 3,000 sq ft | $525,000 |
Salary needed to buy a home in ZIP 83404
To buy the typical $420,000 home in ZIP 83404 with 20% down, you need a household income of roughly $114,000 a year (about $2,670 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $136,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $21,000 | $3,310/mo | $142,000/yr |
| 10% (+PMI) | $42,000 | $3,170/mo | $136,000/yr |
| 20% | $84,000 | $2,670/mo | $114,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 83404
At about $175 per square foot, here is roughly how much home different budgets get you in ZIP 83404:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 1140 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1430 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1710 sq ft | below the local median — condos, smaller or older homes |
| $400k | 2290 sq ft | around the typical home here |
| $500k | 2860 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 83404 home.
Estimate a specific home in 83404
The estimator below is pre-set to ZIP 83404 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Idaho Falls ZIP codes by home value
Where 83404 sits among Idaho Falls’s 4 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 83404 (this page) | $420,000 | $175 |
| 2 | 83401 | $402,000 | $175 |
| 3 | 83402 | $370,000 | $182 |
| 4 | 83454 | $357,000 | $188 |
ZIP 83404 home prices: frequently asked
What is the average home price in ZIP code 83404? +
What is the price per square foot in 83404? +
What salary do you need to buy a house in ZIP 83404? +
Is 83404 an expensive ZIP code? +
See the full Idaho Falls home values page, all Idaho cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.