ZIP Code 96822 — Honolulu, HI Home Prices (2026)
The typical home in ZIP 96822 (Honolulu, Hawaii) is worth about $650,000 at roughly $586 per square foot — 3% more affordable than the Honolulu median and 121% more expensive than the typical U.S. home.
How 96822 compares
ZIP 96822 is one of the more affordable ZIP codes in Honolulu: its typical home value of $650,000 ranks #8 of the 11 Honolulu ZIP codes we track (the citywide range runs from $468,000 in 96826 to $1,834,000 in 96821). Per square foot it costs about $586, against $752 for Honolulu as a whole, $673 for Hawaii, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 96822 | $650,000 | $586 |
| Honolulu, HI | $667,000 | $752 |
| Hawaii | $850,000 | $673 |
| United States | $294,000 | $195 |
Home value by size in 96822
Using this ZIP’s rate of about $586 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $586,000 |
| 1,500 sq ft | $879,000 |
| 2,000 sq ft | $1,172,000 |
| 2,500 sq ft | $1,465,000 |
| 3,000 sq ft | $1,758,000 |
Salary needed to buy a home in ZIP 96822
To buy the typical $650,000 home in ZIP 96822 with 20% down, you need a household income of roughly $177,000 a year (about $4,130 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $210,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $32,500 | $5,130/mo | $220,000/yr |
| 10% (+PMI) | $65,000 | $4,900/mo | $210,000/yr |
| 20% | $130,000 | $4,130/mo | $177,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 96822
At about $586 per square foot, here is roughly how much home different budgets get you in ZIP 96822:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $300k | 510 sq ft | below the local median — condos, smaller or older homes |
| $400k | 680 sq ft | below the local median — condos, smaller or older homes |
| $500k | 850 sq ft | below the local median — condos, smaller or older homes |
| $600k | 1020 sq ft | around the typical home here |
| $750k | 1280 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 96822 home.
Estimate a specific home in 96822
The estimator below is pre-set to ZIP 96822 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Honolulu ZIP codes by home value
Where 96822 sits among Honolulu’s 11 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 96821 | $1,834,000 | $906 |
| 2 | 96816 | $1,295,000 | $752 |
| 3 | 96825 | $1,245,000 | $778 |
| 4 | 96819 | $1,086,000 | $578 |
| 5 | 96817 | $821,000 | $584 |
| 6 | 96813 | $667,000 | $779 |
| 7 | 96814 | $651,000 | $1219 |
| 8 | 96822 (this page) | $650,000 | $586 |
| 9 | 96818 | $523,000 | $556 |
| 10 | 96815 | $502,000 | $928 |
| 11 | 96826 | $468,000 | $598 |
ZIP 96822 home prices: frequently asked
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See the full Honolulu home values page, all Hawaii cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.