ZIP Code 31220 — Macon, GA Home Prices (2026)
The typical home in ZIP 31220 (Macon, Georgia) is worth about $253,000 at roughly $149 per square foot — 43% more expensive than the Macon median and 14% more affordable than the typical U.S. home.
How 31220 compares
ZIP 31220 is one of the pricier ZIP codes in Macon: its typical home value of $253,000 ranks #2 of the 9 Macon ZIP codes we track (the citywide range runs from $78,000 in 31206 to $294,000 in 31210). Per square foot it costs about $149, against $124 for Macon as a whole, $175 for Georgia, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 31220 | $253,000 | $149 |
| Macon, GA | $177,000 | $124 |
| Georgia | $260,000 | $175 |
| United States | $294,000 | $195 |
Home value by size in 31220
Using this ZIP’s rate of about $149 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $149,000 |
| 1,500 sq ft | $223,500 |
| 2,000 sq ft | $298,000 |
| 2,500 sq ft | $372,500 |
| 3,000 sq ft | $447,000 |
Salary needed to buy a home in ZIP 31220
To buy the typical $253,000 home in ZIP 31220 with 20% down, you need a household income of roughly $69,000 a year (about $1,610 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $82,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $12,700 | $2,000/mo | $86,000/yr |
| 10% (+PMI) | $25,300 | $1,910/mo | $82,000/yr |
| 20% | $50,600 | $1,610/mo | $69,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 31220
At about $149 per square foot, here is roughly how much home different budgets get you in ZIP 31220:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1010 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1340 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1680 sq ft | around the typical home here |
| $300k | 2010 sq ft | around the typical home here |
| $400k | 2680 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 31220 home.
Estimate a specific home in 31220
The estimator below is pre-set to ZIP 31220 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Macon ZIP codes by home value
Where 31220 sits among Macon’s 9 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 31210 | $294,000 | $141 |
| 2 | 31220 (this page) | $253,000 | $149 |
| 3 | 31216 | $249,000 | $140 |
| 4 | 31207 | $215,000 | $113 |
| 5 | 31211 | $177,000 | $124 |
| 6 | 31204 | $123,000 | $103 |
| 7 | 31201 | $105,000 | $130 |
| 8 | 31217 | $98,000 | $85 |
| 9 | 31206 | $78,000 | $92 |
ZIP 31220 home prices: frequently asked
What is the average home price in ZIP code 31220? +
What is the price per square foot in 31220? +
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Is 31220 an expensive ZIP code? +
See the full Macon home values page, all Georgia cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.