ZIP Code 32968 — Vero Beach, FL Home Prices (2026)
The typical home in ZIP 32968 (Vero Beach, Florida) is worth about $427,000 at roughly $238 per square foot — 29% more expensive than the Vero Beach median and 45% more expensive than the typical U.S. home.
How 32968 compares
ZIP 32968 is one of the pricier ZIP codes in Vero Beach: its typical home value of $427,000 ranks #1 of the 5 Vero Beach ZIP codes we track (the citywide range runs from $259,000 in 32962 to $427,000 in 32968). Per square foot it costs about $238, against $226 for Vero Beach as a whole, $229 for Florida, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 32968 | $427,000 | $238 |
| Vero Beach, FL | $330,000 | $226 |
| Florida | $349,000 | $229 |
| United States | $294,000 | $195 |
Home value by size in 32968
Using this ZIP’s rate of about $238 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $238,000 |
| 1,500 sq ft | $357,000 |
| 2,000 sq ft | $476,000 |
| 2,500 sq ft | $595,000 |
| 3,000 sq ft | $714,000 |
Salary needed to buy a home in ZIP 32968
To buy the typical $427,000 home in ZIP 32968 with 20% down, you need a household income of roughly $116,000 a year (about $2,710 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $138,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $21,400 | $3,370/mo | $144,000/yr |
| 10% (+PMI) | $42,700 | $3,220/mo | $138,000/yr |
| 20% | $85,400 | $2,710/mo | $116,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 32968
At about $238 per square foot, here is roughly how much home different budgets get you in ZIP 32968:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 840 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1050 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1260 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1680 sq ft | around the typical home here |
| $500k | 2100 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 32968 home.
Estimate a specific home in 32968
The estimator below is pre-set to ZIP 32968 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Vero Beach ZIP codes by home value
Where 32968 sits among Vero Beach’s 5 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 32968 (this page) | $427,000 | $238 |
| 2 | 32967 | $408,000 | $242 |
| 3 | 32966 | $330,000 | $213 |
| 4 | 32960 | $282,000 | $226 |
| 5 | 32962 | $259,000 | $187 |
ZIP 32968 home prices: frequently asked
What is the average home price in ZIP code 32968? +
What is the price per square foot in 32968? +
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See the full Vero Beach home values page, all Florida cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.