ZIP Code 33161 — North Miami, FL Home Prices (2026)
The typical home in ZIP 33161 (North Miami, Florida) is worth about $499,000 at roughly $303 per square foot — 7% more expensive than the North Miami median and 70% more expensive than the typical U.S. home.
How 33161 compares
ZIP 33161 is one of the pricier ZIP codes in North Miami: its typical home value of $499,000 ranks #1 of the 3 North Miami ZIP codes we track (the citywide range runs from $321,000 in 33181 to $499,000 in 33161). Per square foot it costs about $303, against $303 for North Miami as a whole, $229 for Florida, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 33161 | $499,000 | $303 |
| North Miami, FL | $465,000 | $303 |
| Florida | $349,000 | $229 |
| United States | $294,000 | $195 |
Home value by size in 33161
Using this ZIP’s rate of about $303 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $303,000 |
| 1,500 sq ft | $454,500 |
| 2,000 sq ft | $606,000 |
| 2,500 sq ft | $757,500 |
| 3,000 sq ft | $909,000 |
Salary needed to buy a home in ZIP 33161
To buy the typical $499,000 home in ZIP 33161 with 20% down, you need a household income of roughly $136,000 a year (about $3,170 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $161,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $25,000 | $3,940/mo | $169,000/yr |
| 10% (+PMI) | $49,900 | $3,760/mo | $161,000/yr |
| 20% | $99,800 | $3,170/mo | $136,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 33161
At about $303 per square foot, here is roughly how much home different budgets get you in ZIP 33161:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $250k | 830 sq ft | below the local median — condos, smaller or older homes |
| $300k | 990 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1320 sq ft | around the typical home here |
| $500k | 1650 sq ft | around the typical home here |
| $600k | 1980 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 33161 home.
Estimate a specific home in 33161
The estimator below is pre-set to ZIP 33161 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All North Miami ZIP codes by home value
Where 33161 sits among North Miami’s 3 ZIP codes:
ZIP 33161 home prices: frequently asked
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See the full North Miami home values page, all Florida cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.