ZIP Code 34652 — New Port Richey, FL Home Prices (2026)

The typical home in ZIP 34652 (New Port Richey, Florida) is worth about $218,000 at roughly $204 per square foot — 23% more affordable than the New Port Richey median and 26% more affordable than the typical U.S. home.

$218,000
Typical home value
$204
Price per sq ft
#4 of 4
New Port Richey ZIPs by value
-23%
vs New Port Richey median

How 34652 compares

ZIP 34652 is one of the more affordable ZIP codes in New Port Richey: its typical home value of $218,000 ranks #4 of the 4 New Port Richey ZIP codes we track (the citywide range runs from $218,000 in 34652 to $379,000 in 34655). Per square foot it costs about $204, against $200 for New Port Richey as a whole, $229 for Florida, and $195 nationally.

AreaTypical value$ / sq ft
ZIP 34652$218,000$204
New Port Richey, FL$284,500$200
Florida$349,000$229
United States$294,000$195

Home value by size in 34652

Using this ZIP’s rate of about $204 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.

Home sizeEstimated value
1,000 sq ft$204,000
1,500 sq ft$306,000
2,000 sq ft$408,000
2,500 sq ft$510,000
3,000 sq ft$612,000

Salary needed to buy a home in ZIP 34652

To buy the typical $218,000 home in ZIP 34652 with 20% down, you need a household income of roughly $59,000 a year (about $1,380 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $70,000, because the loan is bigger and mortgage insurance kicks in.

Down paymentCash downMonthly paymentIncome needed
5% (+PMI)$10,900$1,720/mo$74,000/yr
10% (+PMI)$21,800$1,640/mo$70,000/yr
20%$43,600$1,380/mo$59,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in ZIP 34652

At about $204 per square foot, here is roughly how much home different budgets get you in ZIP 34652:

BudgetApprox. sizeWhat that looks like locally
$150k740 sq ftbelow the local median — condos, smaller or older homes
$200k980 sq ftaround the typical home here
$250k1230 sq ftaround the typical home here
$300k1470 sq ftabove the median — larger homes or the pricier ZIPs
$400k1960 sq ftabove the median — larger homes or the pricier ZIPs

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 34652 home.

Estimate a specific home in 34652

The estimator below is pre-set to ZIP 34652 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.

All New Port Richey ZIP codes by home value

Where 34652 sits among New Port Richey’s 4 ZIP codes:

#ZIP codeTypical value$ / sq ft
134655$379,000$212
234654$316,000$192
334653$253,000$196
434652 (this page)$218,000$204

ZIP 34652 home prices: frequently asked

What is the average home price in ZIP code 34652? +
The typical home in ZIP 34652 (New Port Richey, FL) is worth about $218,000 as of 2026. That is 23% more affordable than the New Port Richey median of $284,500 and 26% more affordable than the U.S. median of $294,000.
What is the price per square foot in 34652? +
About $204 per square foot in 34652, versus $200 across New Port Richey and $229 across Florida. At that rate a 1,500 sq ft home runs roughly $306,000 and a 2,500 sq ft home about $510,000.
What salary do you need to buy a house in ZIP 34652? +
For the typical $218,000 home in ZIP 34652, a household income of about $59,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $70,000; with 5% down about $74,000.
Is 34652 an expensive ZIP code? +
Within New Port Richey, 34652 ranks #4 of 4 ZIP codes by typical home value, which makes it one of the more affordable ZIP codes in New Port Richey. Nationally it is relatively affordable.

See the full New Port Richey home values page, all Florida cities, or price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.