ZIP Code 33032 — Homestead, FL Home Prices (2026)
The typical home in ZIP 33032 (Homestead, Florida) is worth about $454,000 at roughly $278 per square foot — about the same as the Homestead median and 54% more expensive than the typical U.S. home.
How 33032 compares
ZIP 33032 is a mid-priced ZIP code for Homestead: its typical home value of $454,000 ranks #3 of the 5 Homestead ZIP codes we track (the citywide range runs from $331,000 in 33035 to $909,000 in 33031). Per square foot it costs about $278, against $278 for Homestead as a whole, $229 for Florida, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 33032 | $454,000 | $278 |
| Homestead, FL | $454,000 | $278 |
| Florida | $349,000 | $229 |
| United States | $294,000 | $195 |
Home value by size in 33032
Using this ZIP’s rate of about $278 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $278,000 |
| 1,500 sq ft | $417,000 |
| 2,000 sq ft | $556,000 |
| 2,500 sq ft | $695,000 |
| 3,000 sq ft | $834,000 |
Salary needed to buy a home in ZIP 33032
To buy the typical $454,000 home in ZIP 33032 with 20% down, you need a household income of roughly $124,000 a year (about $2,880 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $147,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $22,700 | $3,580/mo | $154,000/yr |
| 10% (+PMI) | $45,400 | $3,420/mo | $147,000/yr |
| 20% | $90,800 | $2,880/mo | $124,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 33032
At about $278 per square foot, here is roughly how much home different budgets get you in ZIP 33032:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $250k | 900 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1080 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1440 sq ft | around the typical home here |
| $500k | 1800 sq ft | around the typical home here |
| $600k | 2160 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 33032 home.
Estimate a specific home in 33032
The estimator below is pre-set to ZIP 33032 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Homestead ZIP codes by home value
Where 33032 sits among Homestead’s 5 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 33031 | $909,000 | $476 |
| 2 | 33030 | $521,000 | $362 |
| 3 | 33032 (this page) | $454,000 | $278 |
| 4 | 33033 | $436,000 | $262 |
| 5 | 33035 | $331,000 | $222 |
ZIP 33032 home prices: frequently asked
What is the average home price in ZIP code 33032? +
What is the price per square foot in 33032? +
What salary do you need to buy a house in ZIP 33032? +
Is 33032 an expensive ZIP code? +
See the full Homestead home values page, all Florida cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.