ZIP Code 33761 — Clearwater, FL Home Prices (2026)
The typical home in ZIP 33761 (Clearwater, Florida) is worth about $316,000 at roughly $219 per square foot — 9% more affordable than the Clearwater median and 7% more expensive than the typical U.S. home.
How 33761 compares
ZIP 33761 is one of the more affordable ZIP codes in Clearwater: its typical home value of $316,000 ranks #7 of the 9 Clearwater ZIP codes we track (the citywide range runs from $198,000 in 33763 to $701,000 in 33767). Per square foot it costs about $219, against $225 for Clearwater as a whole, $229 for Florida, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 33761 | $316,000 | $219 |
| Clearwater, FL | $349,000 | $225 |
| Florida | $349,000 | $229 |
| United States | $294,000 | $195 |
Home value by size in 33761
Using this ZIP’s rate of about $219 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $219,000 |
| 1,500 sq ft | $328,500 |
| 2,000 sq ft | $438,000 |
| 2,500 sq ft | $547,500 |
| 3,000 sq ft | $657,000 |
Salary needed to buy a home in ZIP 33761
To buy the typical $316,000 home in ZIP 33761 with 20% down, you need a household income of roughly $86,000 a year (about $2,010 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $102,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $15,800 | $2,490/mo | $107,000/yr |
| 10% (+PMI) | $31,600 | $2,380/mo | $102,000/yr |
| 20% | $63,200 | $2,010/mo | $86,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 33761
At about $219 per square foot, here is roughly how much home different budgets get you in ZIP 33761:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 680 sq ft | below the local median — condos, smaller or older homes |
| $200k | 910 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1140 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1370 sq ft | around the typical home here |
| $400k | 1830 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 33761 home.
Estimate a specific home in 33761
The estimator below is pre-set to ZIP 33761 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Clearwater ZIP codes by home value
Where 33761 sits among Clearwater’s 9 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 33767 | $701,000 | $580 |
| 2 | 33764 | $375,000 | $235 |
| 3 | 33756 | $363,000 | $294 |
| 4 | 33765 | $354,000 | $225 |
| 5 | 33759 | $349,000 | $176 |
| 6 | 33755 | $343,000 | $303 |
| 7 | 33761 (this page) | $316,000 | $219 |
| 8 | 33762 | $307,000 | $223 |
| 9 | 33763 | $198,000 | $169 |
ZIP 33761 home prices: frequently asked
What is the average home price in ZIP code 33761? +
What is the price per square foot in 33761? +
What salary do you need to buy a house in ZIP 33761? +
Is 33761 an expensive ZIP code? +
See the full Clearwater home values page, all Florida cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.