ZIP Code 34209 — Bradenton, FL Home Prices (2026)
The typical home in ZIP 34209 (Bradenton, Florida) is worth about $392,000 at roughly $252 per square foot — 13% more expensive than the Bradenton median and 33% more expensive than the typical U.S. home.
How 34209 compares
ZIP 34209 is one of the pricier ZIP codes in Bradenton: its typical home value of $392,000 ranks #3 of the 8 Bradenton ZIP codes we track (the citywide range runs from $209,000 in 34207 to $619,000 in 34201). Per square foot it costs about $252, against $234 for Bradenton as a whole, $229 for Florida, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 34209 | $392,000 | $252 |
| Bradenton, FL | $347,000 | $234 |
| Florida | $349,000 | $229 |
| United States | $294,000 | $195 |
Home value by size in 34209
Using this ZIP’s rate of about $252 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $252,000 |
| 1,500 sq ft | $378,000 |
| 2,000 sq ft | $504,000 |
| 2,500 sq ft | $630,000 |
| 3,000 sq ft | $756,000 |
Salary needed to buy a home in ZIP 34209
To buy the typical $392,000 home in ZIP 34209 with 20% down, you need a household income of roughly $107,000 a year (about $2,490 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $127,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $19,600 | $3,090/mo | $133,000/yr |
| 10% (+PMI) | $39,200 | $2,960/mo | $127,000/yr |
| 20% | $78,400 | $2,490/mo | $107,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 34209
At about $252 per square foot, here is roughly how much home different budgets get you in ZIP 34209:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 790 sq ft | below the local median — condos, smaller or older homes |
| $250k | 990 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1190 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1590 sq ft | around the typical home here |
| $500k | 1980 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 34209 home.
Estimate a specific home in 34209
The estimator below is pre-set to ZIP 34209 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Bradenton ZIP codes by home value
Where 34209 sits among Bradenton’s 8 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 34201 | $619,000 | $304 |
| 2 | 34212 | $519,000 | $247 |
| 3 | 34209 (this page) | $392,000 | $252 |
| 4 | 34203 | $372,000 | $220 |
| 5 | 34208 | $322,000 | $284 |
| 6 | 34210 | $276,000 | $203 |
| 7 | 34205 | $269,000 | $216 |
| 8 | 34207 | $209,000 | $162 |
ZIP 34209 home prices: frequently asked
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See the full Bradenton home values page, all Florida cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.