ZIP Code 33428 — Boca Raton, FL Home Prices (2026)
The typical home in ZIP 33428 (Boca Raton, Florida) is worth about $493,000 at roughly $270 per square foot — 28% more affordable than the Boca Raton median and 68% more expensive than the typical U.S. home.
How 33428 compares
ZIP 33428 is one of the more affordable ZIP codes in Boca Raton: its typical home value of $493,000 ranks #7 of the 9 Boca Raton ZIP codes we track (the citywide range runs from $253,000 in 33434 to $1,066,000 in 33432). Per square foot it costs about $270, against $411 for Boca Raton as a whole, $229 for Florida, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 33428 | $493,000 | $270 |
| Boca Raton, FL | $682,000 | $411 |
| Florida | $349,000 | $229 |
| United States | $294,000 | $195 |
Home value by size in 33428
Using this ZIP’s rate of about $270 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $270,000 |
| 1,500 sq ft | $405,000 |
| 2,000 sq ft | $540,000 |
| 2,500 sq ft | $675,000 |
| 3,000 sq ft | $810,000 |
Salary needed to buy a home in ZIP 33428
To buy the typical $493,000 home in ZIP 33428 with 20% down, you need a household income of roughly $134,000 a year (about $3,130 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $159,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $24,700 | $3,890/mo | $167,000/yr |
| 10% (+PMI) | $49,300 | $3,720/mo | $159,000/yr |
| 20% | $98,600 | $3,130/mo | $134,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 33428
At about $270 per square foot, here is roughly how much home different budgets get you in ZIP 33428:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $250k | 930 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1110 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1480 sq ft | around the typical home here |
| $500k | 1850 sq ft | around the typical home here |
| $600k | 2220 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 33428 home.
Estimate a specific home in 33428
The estimator below is pre-set to ZIP 33428 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Boca Raton ZIP codes by home value
Where 33428 sits among Boca Raton’s 9 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 33432 | $1,066,000 | $769 |
| 2 | 33496 | $1,039,000 | $411 |
| 3 | 33498 | $801,000 | $365 |
| 4 | 33486 | $759,000 | $437 |
| 5 | 33487 | $682,000 | $542 |
| 6 | 33431 | $641,000 | $522 |
| 7 | 33428 (this page) | $493,000 | $270 |
| 8 | 33433 | $464,000 | $282 |
| 9 | 33434 | $253,000 | $191 |
ZIP 33428 home prices: frequently asked
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See the full Boca Raton home values page, all Florida cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.