ZIP Code 06120 — Hartford, CT Home Prices (2026)
The typical home in ZIP 06120 (Hartford, Connecticut) is worth about $221,000 at roughly $118 per square foot — 3% more affordable than the Hartford median and 25% more affordable than the typical U.S. home.
How 06120 compares
ZIP 06120 is one of the more affordable ZIP codes in Hartford: its typical home value of $221,000 ranks #5 of the 6 Hartford ZIP codes we track (the citywide range runs from $115,000 in 06105 to $408,000 in 06103). Per square foot it costs about $118, against $172 for Hartford as a whole, $263 for Connecticut, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 06120 | $221,000 | $118 |
| Hartford, CT | $227,000 | $172 |
| Connecticut | $449,500 | $263 |
| United States | $294,000 | $195 |
Home value by size in 06120
Using this ZIP’s rate of about $118 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $118,000 |
| 1,500 sq ft | $177,000 |
| 2,000 sq ft | $236,000 |
| 2,500 sq ft | $295,000 |
| 3,000 sq ft | $354,000 |
Salary needed to buy a home in ZIP 06120
To buy the typical $221,000 home in ZIP 06120 with 20% down, you need a household income of roughly $60,000 a year (about $1,400 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $71,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $11,100 | $1,740/mo | $75,000/yr |
| 10% (+PMI) | $22,100 | $1,670/mo | $71,000/yr |
| 20% | $44,200 | $1,400/mo | $60,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 06120
At about $118 per square foot, here is roughly how much home different budgets get you in ZIP 06120:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1270 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1690 sq ft | around the typical home here |
| $250k | 2120 sq ft | around the typical home here |
| $300k | 2540 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 3390 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 06120 home.
Estimate a specific home in 06120
The estimator below is pre-set to ZIP 06120 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Hartford ZIP codes by home value
Where 06120 sits among Hartford’s 6 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 06103 | $408,000 | $215 |
| 2 | 06112 | $264,000 | $173 |
| 3 | 06106 | $230,000 | $218 |
| 4 | 06114 | $224,000 | $170 |
| 5 | 06120 (this page) | $221,000 | $118 |
| 6 | 06105 | $115,000 | $164 |
ZIP 06120 home prices: frequently asked
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What is the price per square foot in 06120? +
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See the full Hartford home values page, all Connecticut cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.