ZIP Code 06105 — Hartford, CT Home Prices (2026)
The typical home in ZIP 06105 (Hartford, Connecticut) is worth about $115,000 at roughly $164 per square foot — 49% more affordable than the Hartford median and 61% more affordable than the typical U.S. home.
How 06105 compares
ZIP 06105 is one of the more affordable ZIP codes in Hartford: its typical home value of $115,000 ranks #6 of the 6 Hartford ZIP codes we track (the citywide range runs from $115,000 in 06105 to $408,000 in 06103). Per square foot it costs about $164, against $172 for Hartford as a whole, $263 for Connecticut, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 06105 | $115,000 | $164 |
| Hartford, CT | $227,000 | $172 |
| Connecticut | $449,500 | $263 |
| United States | $294,000 | $195 |
Home value by size in 06105
Using this ZIP’s rate of about $164 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $164,000 |
| 1,500 sq ft | $246,000 |
| 2,000 sq ft | $328,000 |
| 2,500 sq ft | $410,000 |
| 3,000 sq ft | $492,000 |
Salary needed to buy a home in ZIP 06105
To buy the typical $115,000 home in ZIP 06105 with 20% down, you need a household income of roughly $31,000 a year (about $730 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $37,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $5,800 | $910/mo | $39,000/yr |
| 10% (+PMI) | $11,500 | $870/mo | $37,000/yr |
| 20% | $23,000 | $730/mo | $31,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 06105
At about $164 per square foot, here is roughly how much home different budgets get you in ZIP 06105:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 910 sq ft | above the median — larger homes or the pricier ZIPs |
| $200k | 1220 sq ft | above the median — larger homes or the pricier ZIPs |
| $250k | 1520 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 1830 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 06105 home.
Estimate a specific home in 06105
The estimator below is pre-set to ZIP 06105 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Hartford ZIP codes by home value
Where 06105 sits among Hartford’s 6 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 06103 | $408,000 | $215 |
| 2 | 06112 | $264,000 | $173 |
| 3 | 06106 | $230,000 | $218 |
| 4 | 06114 | $224,000 | $170 |
| 5 | 06120 | $221,000 | $118 |
| 6 | 06105 (this page) | $115,000 | $164 |
ZIP 06105 home prices: frequently asked
What is the average home price in ZIP code 06105? +
What is the price per square foot in 06105? +
What salary do you need to buy a house in ZIP 06105? +
Is 06105 an expensive ZIP code? +
See the full Hartford home values page, all Connecticut cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.