ZIP Code 80031 — Westminster, CO Home Prices (2026)

The typical home in ZIP 80031 (Westminster, Colorado) is worth about $504,000 at roughly $261 per square foot — 2% more affordable than the Westminster median and 71% more expensive than the typical U.S. home.

$504,000

Typical home value

$261

Price per sq ft

#3 of 4

Westminster ZIPs by value

-2%

vs Westminster median

How 80031 compares

ZIP 80031 is one of the more affordable ZIP codes in Westminster: its typical home value of $504,000 ranks #3 of the 4 Westminster ZIP codes we track (the citywide range runs from $440,000 in 80030 to $553,000 in 80021). Per square foot it costs about $261, against $267 for Westminster as a whole, $273 for Colorado, and $195 nationally.

Area	Typical value	$ / sq ft
ZIP 80031	$504,000	$261
Westminster, CO	$512,500	$267
Colorado	$500,000	$273
United States	$294,000	$195

Home value by size in 80031

Using this ZIP’s rate of about $261 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.

Home size	Estimated value
1,000 sq ft	$261,000
1,500 sq ft	$391,500
2,000 sq ft	$522,000
2,500 sq ft	$652,500
3,000 sq ft	$783,000

Salary needed to buy a home in ZIP 80031

To buy the typical $504,000 home in ZIP 80031 with 20% down, you need a household income of roughly $137,000 a year (about $3,200 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $163,000, because the loan is bigger and mortgage insurance kicks in.

Down payment	Cash down	Monthly payment	Income needed
5% (+PMI)	$25,200	$3,980/mo	$170,000/yr
10% (+PMI)	$50,400	$3,800/mo	$163,000/yr
20%	$100,800	$3,200/mo	$137,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in ZIP 80031

At about $261 per square foot, here is roughly how much home different budgets get you in ZIP 80031:

Budget	Approx. size	What that looks like locally
$250k	960 sq ft	below the local median — condos, smaller or older homes
$300k	1150 sq ft	below the local median — condos, smaller or older homes
$400k	1530 sq ft	below the local median — condos, smaller or older homes
$500k	1920 sq ft	around the typical home here
$600k	2300 sq ft	around the typical home here

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 80031 home.

Estimate a specific home in 80031

The estimator below is pre-set to ZIP 80031 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.

All Westminster ZIP codes by home value

Where 80031 sits among Westminster’s 4 ZIP codes:

#	ZIP code	Typical value	$ / sq ft
1	80021	$553,000	$283
2	80234	$521,000	$252
3	80031 (this page)	$504,000	$261
4	80030	$440,000	$273

ZIP 80031 home prices: frequently asked

What is the average home price in ZIP code 80031? +

The typical home in ZIP 80031 (Westminster, CO) is worth about $504,000 as of 2026. That is 2% more affordable than the Westminster median of $512,500 and 71% more expensive than the U.S. median of $294,000.

What is the price per square foot in 80031? +

About $261 per square foot in 80031, versus $267 across Westminster and $273 across Colorado. At that rate a 1,500 sq ft home runs roughly $391,500 and a 2,500 sq ft home about $652,500.

What salary do you need to buy a house in ZIP 80031? +

For the typical $504,000 home in ZIP 80031, a household income of about $137,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $163,000; with 5% down about $170,000.

Is 80031 an expensive ZIP code? +

Within Westminster, 80031 ranks #3 of 4 ZIP codes by typical home value, which makes it one of the more affordable ZIP codes in Westminster. Nationally it is relatively expensive.

See the full Westminster home values page, all Colorado cities, or price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.