ZIP Code 80504 — Longmont, CO Home Prices (2026)
The typical home in ZIP 80504 (Longmont, Colorado) is worth about $577,000 at roughly $235 per square foot — about the same as the Longmont median and 96% more expensive than the typical U.S. home.
How 80504 compares
ZIP 80504 is a mid-priced ZIP code for Longmont: its typical home value of $577,000 ranks #2 of the 3 Longmont ZIP codes we track (the citywide range runs from $489,000 in 80501 to $739,000 in 80503). Per square foot it costs about $235, against $277 for Longmont as a whole, $273 for Colorado, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 80504 | $577,000 | $235 |
| Longmont, CO | $577,000 | $277 |
| Colorado | $500,000 | $273 |
| United States | $294,000 | $195 |
Home value by size in 80504
Using this ZIP’s rate of about $235 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $235,000 |
| 1,500 sq ft | $352,500 |
| 2,000 sq ft | $470,000 |
| 2,500 sq ft | $587,500 |
| 3,000 sq ft | $705,000 |
Salary needed to buy a home in ZIP 80504
To buy the typical $577,000 home in ZIP 80504 with 20% down, you need a household income of roughly $157,000 a year (about $3,660 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $187,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $28,900 | $4,550/mo | $195,000/yr |
| 10% (+PMI) | $57,700 | $4,350/mo | $187,000/yr |
| 20% | $115,400 | $3,660/mo | $157,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 80504
At about $235 per square foot, here is roughly how much home different budgets get you in ZIP 80504:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $300k | 1280 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1700 sq ft | below the local median — condos, smaller or older homes |
| $500k | 2130 sq ft | around the typical home here |
| $600k | 2550 sq ft | around the typical home here |
| $750k | 3190 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 80504 home.
Estimate a specific home in 80504
The estimator below is pre-set to ZIP 80504 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Longmont ZIP codes by home value
Where 80504 sits among Longmont’s 3 ZIP codes:
ZIP 80504 home prices: frequently asked
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See the full Longmont home values page, all Colorado cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.