ZIP Code 95695 — Woodland, CA Home Prices (2026)
The typical home in ZIP 95695 (Woodland, California) is worth about $521,000 at roughly $342 per square foot — about the same as the Woodland median and 77% more expensive than the typical U.S. home.
How 95695 compares
ZIP 95695 is a mid-priced ZIP code for Woodland: its typical home value of $521,000 ranks #2 of the 3 Woodland ZIP codes we track (the citywide range runs from $466,000 in 95937 to $601,000 in 95776). Per square foot it costs about $342, against $304 for Woodland as a whole, $455 for California, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 95695 | $521,000 | $342 |
| Woodland, CA | $521,000 | $304 |
| California | $698,000 | $455 |
| United States | $294,000 | $195 |
Home value by size in 95695
Using this ZIP’s rate of about $342 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $342,000 |
| 1,500 sq ft | $513,000 |
| 2,000 sq ft | $684,000 |
| 2,500 sq ft | $855,000 |
| 3,000 sq ft | $1,026,000 |
Salary needed to buy a home in ZIP 95695
To buy the typical $521,000 home in ZIP 95695 with 20% down, you need a household income of roughly $142,000 a year (about $3,310 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $168,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $26,100 | $4,110/mo | $176,000/yr |
| 10% (+PMI) | $52,100 | $3,930/mo | $168,000/yr |
| 20% | $104,200 | $3,310/mo | $142,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 95695
At about $342 per square foot, here is roughly how much home different budgets get you in ZIP 95695:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $250k | 730 sq ft | below the local median — condos, smaller or older homes |
| $300k | 880 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1170 sq ft | below the local median — condos, smaller or older homes |
| $500k | 1460 sq ft | around the typical home here |
| $600k | 1750 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 95695 home.
Estimate a specific home in 95695
The estimator below is pre-set to ZIP 95695 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Woodland ZIP codes by home value
Where 95695 sits among Woodland’s 3 ZIP codes:
ZIP 95695 home prices: frequently asked
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See the full Woodland home values page, all California cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.