ZIP Code 94589 — Vallejo, CA Home Prices (2026)

The typical home in ZIP 94589 (Vallejo, California) is worth about $506,000 at roughly $363 per square foot — 8% more affordable than the Vallejo median and 72% more expensive than the typical U.S. home.

$506,000

Typical home value

$363

Price per sq ft

#3 of 4

Vallejo ZIPs by value

-8%

vs Vallejo median

How 94589 compares

ZIP 94589 is one of the more affordable ZIP codes in Vallejo: its typical home value of $506,000 ranks #3 of the 4 Vallejo ZIP codes we track (the citywide range runs from $464,000 in 94590 to $715,000 in 94592). Per square foot it costs about $363, against $354 for Vallejo as a whole, $455 for California, and $195 nationally.

Area	Typical value	$ / sq ft
ZIP 94589	$506,000	$363
Vallejo, CA	$548,500	$354
California	$698,000	$455
United States	$294,000	$195

Home value by size in 94589

Using this ZIP’s rate of about $363 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.

Home size	Estimated value
1,000 sq ft	$363,000
1,500 sq ft	$544,500
2,000 sq ft	$726,000
2,500 sq ft	$907,500
3,000 sq ft	$1,089,000

Salary needed to buy a home in ZIP 94589

To buy the typical $506,000 home in ZIP 94589 with 20% down, you need a household income of roughly $138,000 a year (about $3,210 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $164,000, because the loan is bigger and mortgage insurance kicks in.

Down payment	Cash down	Monthly payment	Income needed
5% (+PMI)	$25,300	$3,990/mo	$171,000/yr
10% (+PMI)	$50,600	$3,820/mo	$164,000/yr
20%	$101,200	$3,210/mo	$138,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in ZIP 94589

At about $363 per square foot, here is roughly how much home different budgets get you in ZIP 94589:

Budget	Approx. size	What that looks like locally
$250k	690 sq ft	below the local median — condos, smaller or older homes
$300k	830 sq ft	below the local median — condos, smaller or older homes
$400k	1100 sq ft	below the local median — condos, smaller or older homes
$500k	1380 sq ft	around the typical home here
$600k	1650 sq ft	around the typical home here

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 94589 home.

Estimate a specific home in 94589

The estimator below is pre-set to ZIP 94589 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.

All Vallejo ZIP codes by home value

Where 94589 sits among Vallejo’s 4 ZIP codes:

#	ZIP code	Typical value	$ / sq ft
1	94592	$715,000	$280
2	94591	$591,000	$344
3	94589 (this page)	$506,000	$363
4	94590	$464,000	$380

ZIP 94589 home prices: frequently asked

What is the average home price in ZIP code 94589? +

The typical home in ZIP 94589 (Vallejo, CA) is worth about $506,000 as of 2026. That is 8% more affordable than the Vallejo median of $548,500 and 72% more expensive than the U.S. median of $294,000.

What is the price per square foot in 94589? +

About $363 per square foot in 94589, versus $354 across Vallejo and $455 across California. At that rate a 1,500 sq ft home runs roughly $544,500 and a 2,500 sq ft home about $907,500.

What salary do you need to buy a house in ZIP 94589? +

For the typical $506,000 home in ZIP 94589, a household income of about $138,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $164,000; with 5% down about $171,000.

Is 94589 an expensive ZIP code? +

Within Vallejo, 94589 ranks #3 of 4 ZIP codes by typical home value, which makes it one of the more affordable ZIP codes in Vallejo. Nationally it is relatively expensive.

See the full Vallejo home values page, all California cities, or price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.