ZIP Code 91320 — Thousand Oaks, CA Home Prices (2026)

The typical home in ZIP 91320 (Thousand Oaks, California) is worth about $1,023,000 at roughly $535 per square foot — about the same as the Thousand Oaks median and 248% more expensive than the typical U.S. home.

$1,023,000

Typical home value

$535

Price per sq ft

#2 of 3

Thousand Oaks ZIPs by value

+0%

vs Thousand Oaks median

How 91320 compares

ZIP 91320 is a mid-priced ZIP code for Thousand Oaks: its typical home value of $1,023,000 ranks #2 of the 3 Thousand Oaks ZIP codes we track (the citywide range runs from $1,020,000 in 91360 to $1,199,000 in 91362). Per square foot it costs about $535, against $560 for Thousand Oaks as a whole, $455 for California, and $195 nationally.

Area	Typical value	$ / sq ft
ZIP 91320	$1,023,000	$535
Thousand Oaks, CA	$1,023,000	$560
California	$698,000	$455
United States	$294,000	$195

Home value by size in 91320

Using this ZIP’s rate of about $535 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.

Home size	Estimated value
1,000 sq ft	$535,000
1,500 sq ft	$802,500
2,000 sq ft	$1,070,000
2,500 sq ft	$1,337,500
3,000 sq ft	$1,605,000

Salary needed to buy a home in ZIP 91320

To buy the typical $1,023,000 home in ZIP 91320 with 20% down, you need a household income of roughly $278,000 a year (about $6,490 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $331,000, because the loan is bigger and mortgage insurance kicks in.

Down payment	Cash down	Monthly payment	Income needed
5% (+PMI)	$51,200	$8,070/mo	$346,000/yr
10% (+PMI)	$102,300	$7,720/mo	$331,000/yr
20%	$204,600	$6,490/mo	$278,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in ZIP 91320

At about $535 per square foot, here is roughly how much home different budgets get you in ZIP 91320:

Budget	Approx. size	What that looks like locally
$500k	930 sq ft	below the local median — condos, smaller or older homes
$600k	1120 sq ft	below the local median — condos, smaller or older homes
$750k	1400 sq ft	below the local median — condos, smaller or older homes
$1.00M	1870 sq ft	around the typical home here
$1.50M	2800 sq ft	above the median — larger homes or the pricier ZIPs

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 91320 home.

Estimate a specific home in 91320

The estimator below is pre-set to ZIP 91320 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.

All Thousand Oaks ZIP codes by home value

Where 91320 sits among Thousand Oaks’s 3 ZIP codes:

#	ZIP code	Typical value	$ / sq ft
1	91362	$1,199,000	$583
2	91320 (this page)	$1,023,000	$535
3	91360	$1,020,000	$560

ZIP 91320 home prices: frequently asked

What is the average home price in ZIP code 91320? +

The typical home in ZIP 91320 (Thousand Oaks, CA) is worth about $1,023,000 as of 2026. That is about the same as the Thousand Oaks median of $1,023,000 and 248% more expensive than the U.S. median of $294,000.

What is the price per square foot in 91320? +

About $535 per square foot in 91320, versus $560 across Thousand Oaks and $455 across California. At that rate a 1,500 sq ft home runs roughly $802,500 and a 2,500 sq ft home about $1,337,500.

What salary do you need to buy a house in ZIP 91320? +

For the typical $1,023,000 home in ZIP 91320, a household income of about $278,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $331,000; with 5% down about $346,000.

Is 91320 an expensive ZIP code? +

Within Thousand Oaks, 91320 ranks #2 of 3 ZIP codes by typical home value, which makes it a mid-priced ZIP code for Thousand Oaks. Nationally it is relatively expensive.

See the full Thousand Oaks home values page, all California cities, or price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.