ZIP Code 93458 — Santa Maria, CA Home Prices (2026)
The typical home in ZIP 93458 (Santa Maria, California) is worth about $617,000 at roughly $437 per square foot — 3% more affordable than the Santa Maria median and 110% more expensive than the typical U.S. home.
How 93458 compares
ZIP 93458 is one of the more affordable ZIP codes in Santa Maria: its typical home value of $617,000 ranks #3 of the 3 Santa Maria ZIP codes we track (the citywide range runs from $617,000 in 93458 to $728,000 in 93455). Per square foot it costs about $437, against $416 for Santa Maria as a whole, $455 for California, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 93458 | $617,000 | $437 |
| Santa Maria, CA | $639,000 | $416 |
| California | $698,000 | $455 |
| United States | $294,000 | $195 |
Home value by size in 93458
Using this ZIP’s rate of about $437 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $437,000 |
| 1,500 sq ft | $655,500 |
| 2,000 sq ft | $874,000 |
| 2,500 sq ft | $1,092,500 |
| 3,000 sq ft | $1,311,000 |
Salary needed to buy a home in ZIP 93458
To buy the typical $617,000 home in ZIP 93458 with 20% down, you need a household income of roughly $168,000 a year (about $3,920 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $199,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $30,900 | $4,870/mo | $209,000/yr |
| 10% (+PMI) | $61,700 | $4,650/mo | $199,000/yr |
| 20% | $123,400 | $3,920/mo | $168,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 93458
At about $437 per square foot, here is roughly how much home different budgets get you in ZIP 93458:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $300k | 690 sq ft | below the local median — condos, smaller or older homes |
| $400k | 920 sq ft | below the local median — condos, smaller or older homes |
| $500k | 1140 sq ft | around the typical home here |
| $600k | 1370 sq ft | around the typical home here |
| $750k | 1720 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 93458 home.
Estimate a specific home in 93458
The estimator below is pre-set to ZIP 93458 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Santa Maria ZIP codes by home value
Where 93458 sits among Santa Maria’s 3 ZIP codes:
ZIP 93458 home prices: frequently asked
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See the full Santa Maria home values page, all California cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.