ZIP Code 92706 — Santa Ana, CA Home Prices (2026)
The typical home in ZIP 92706 (Santa Ana, California) is worth about $1,042,000 at roughly $700 per square foot — 24% more expensive than the Santa Ana median and 254% more expensive than the typical U.S. home.
How 92706 compares
ZIP 92706 is one of the pricier ZIP codes in Santa Ana: its typical home value of $1,042,000 ranks #1 of the 5 Santa Ana ZIP codes we track (the citywide range runs from $702,000 in 92701 to $1,042,000 in 92706). Per square foot it costs about $700, against $604 for Santa Ana as a whole, $455 for California, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 92706 | $1,042,000 | $700 |
| Santa Ana, CA | $837,000 | $604 |
| California | $698,000 | $455 |
| United States | $294,000 | $195 |
Home value by size in 92706
Using this ZIP’s rate of about $700 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $700,000 |
| 1,500 sq ft | $1,050,000 |
| 2,000 sq ft | $1,400,000 |
| 2,500 sq ft | $1,750,000 |
| 3,000 sq ft | $2,100,000 |
Salary needed to buy a home in ZIP 92706
To buy the typical $1,042,000 home in ZIP 92706 with 20% down, you need a household income of roughly $283,000 a year (about $6,610 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $337,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $52,100 | $8,220/mo | $352,000/yr |
| 10% (+PMI) | $104,200 | $7,860/mo | $337,000/yr |
| 20% | $208,400 | $6,610/mo | $283,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 92706
At about $700 per square foot, here is roughly how much home different budgets get you in ZIP 92706:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $500k | 710 sq ft | below the local median — condos, smaller or older homes |
| $600k | 860 sq ft | below the local median — condos, smaller or older homes |
| $750k | 1070 sq ft | below the local median — condos, smaller or older homes |
| $1.00M | 1430 sq ft | around the typical home here |
| $1.50M | 2140 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 92706 home.
Estimate a specific home in 92706
The estimator below is pre-set to ZIP 92706 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Santa Ana ZIP codes by home value
Where 92706 sits among Santa Ana’s 5 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 92706 (this page) | $1,042,000 | $700 |
| 2 | 92704 | $894,000 | $634 |
| 3 | 92707 | $837,000 | $604 |
| 4 | 92703 | $831,000 | $552 |
| 5 | 92701 | $702,000 | $505 |
ZIP 92706 home prices: frequently asked
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See the full Santa Ana home values page, all California cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.