ZIP Code 94578 — San Leandro, CA Home Prices (2026)
The typical home in ZIP 94578 (San Leandro, California) is worth about $780,000 at roughly $554 per square foot — 2% more affordable than the San Leandro median and 165% more expensive than the typical U.S. home.
How 94578 compares
ZIP 94578 is one of the more affordable ZIP codes in San Leandro: its typical home value of $780,000 ranks #3 of the 3 San Leandro ZIP codes we track (the citywide range runs from $780,000 in 94578 to $846,000 in 94579). Per square foot it costs about $554, against $554 for San Leandro as a whole, $455 for California, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 94578 | $780,000 | $554 |
| San Leandro, CA | $798,000 | $554 |
| California | $698,000 | $455 |
| United States | $294,000 | $195 |
Home value by size in 94578
Using this ZIP’s rate of about $554 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $554,000 |
| 1,500 sq ft | $831,000 |
| 2,000 sq ft | $1,108,000 |
| 2,500 sq ft | $1,385,000 |
| 3,000 sq ft | $1,662,000 |
Salary needed to buy a home in ZIP 94578
To buy the typical $780,000 home in ZIP 94578 with 20% down, you need a household income of roughly $212,000 a year (about $4,950 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $252,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $39,000 | $6,150/mo | $264,000/yr |
| 10% (+PMI) | $78,000 | $5,880/mo | $252,000/yr |
| 20% | $156,000 | $4,950/mo | $212,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 94578
At about $554 per square foot, here is roughly how much home different budgets get you in ZIP 94578:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $400k | 720 sq ft | below the local median — condos, smaller or older homes |
| $500k | 900 sq ft | below the local median — condos, smaller or older homes |
| $600k | 1080 sq ft | below the local median — condos, smaller or older homes |
| $750k | 1350 sq ft | around the typical home here |
| $1.00M | 1810 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 94578 home.
Estimate a specific home in 94578
The estimator below is pre-set to ZIP 94578 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All San Leandro ZIP codes by home value
Where 94578 sits among San Leandro’s 3 ZIP codes:
ZIP 94578 home prices: frequently asked
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See the full San Leandro home values page, all California cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.