ZIP Code 95678 — Roseville, CA Home Prices (2026)
The typical home in ZIP 95678 (Roseville, California) is worth about $549,000 at roughly $351 per square foot — 18% more affordable than the Roseville median and 87% more expensive than the typical U.S. home.
How 95678 compares
ZIP 95678 is one of the more affordable ZIP codes in Roseville: its typical home value of $549,000 ranks #3 of the 3 Roseville ZIP codes we track (the citywide range runs from $549,000 in 95678 to $698,000 in 95661). Per square foot it costs about $351, against $351 for Roseville as a whole, $455 for California, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 95678 | $549,000 | $351 |
| Roseville, CA | $672,000 | $351 |
| California | $698,000 | $455 |
| United States | $294,000 | $195 |
Home value by size in 95678
Using this ZIP’s rate of about $351 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $351,000 |
| 1,500 sq ft | $526,500 |
| 2,000 sq ft | $702,000 |
| 2,500 sq ft | $877,500 |
| 3,000 sq ft | $1,053,000 |
Salary needed to buy a home in ZIP 95678
To buy the typical $549,000 home in ZIP 95678 with 20% down, you need a household income of roughly $149,000 a year (about $3,490 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $177,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $27,500 | $4,330/mo | $186,000/yr |
| 10% (+PMI) | $54,900 | $4,140/mo | $177,000/yr |
| 20% | $109,800 | $3,490/mo | $149,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 95678
At about $351 per square foot, here is roughly how much home different budgets get you in ZIP 95678:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $250k | 710 sq ft | below the local median — condos, smaller or older homes |
| $300k | 850 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1140 sq ft | below the local median — condos, smaller or older homes |
| $500k | 1420 sq ft | around the typical home here |
| $600k | 1710 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 95678 home.
Estimate a specific home in 95678
The estimator below is pre-set to ZIP 95678 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Roseville ZIP codes by home value
Where 95678 sits among Roseville’s 3 ZIP codes:
ZIP 95678 home prices: frequently asked
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See the full Roseville home values page, all California cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.