ZIP Code 94803 — Richmond, CA Home Prices (2026)
The typical home in ZIP 94803 (Richmond, California) is worth about $737,000 at roughly $456 per square foot — 15% more expensive than the Richmond median and 151% more expensive than the typical U.S. home.
How 94803 compares
ZIP 94803 is one of the pricier ZIP codes in Richmond: its typical home value of $737,000 ranks #1 of the 4 Richmond ZIP codes we track (the citywide range runs from $516,000 in 94801 to $737,000 in 94803). Per square foot it costs about $456, against $473 for Richmond as a whole, $455 for California, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 94803 | $737,000 | $456 |
| Richmond, CA | $640,000 | $473 |
| California | $698,000 | $455 |
| United States | $294,000 | $195 |
Home value by size in 94803
Using this ZIP’s rate of about $456 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $456,000 |
| 1,500 sq ft | $684,000 |
| 2,000 sq ft | $912,000 |
| 2,500 sq ft | $1,140,000 |
| 3,000 sq ft | $1,368,000 |
Salary needed to buy a home in ZIP 94803
To buy the typical $737,000 home in ZIP 94803 with 20% down, you need a household income of roughly $201,000 a year (about $4,680 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $238,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $36,900 | $5,810/mo | $249,000/yr |
| 10% (+PMI) | $73,700 | $5,560/mo | $238,000/yr |
| 20% | $147,400 | $4,680/mo | $201,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 94803
At about $456 per square foot, here is roughly how much home different budgets get you in ZIP 94803:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $400k | 880 sq ft | below the local median — condos, smaller or older homes |
| $500k | 1100 sq ft | below the local median — condos, smaller or older homes |
| $600k | 1320 sq ft | around the typical home here |
| $750k | 1640 sq ft | around the typical home here |
| $1.00M | 2190 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 94803 home.
Estimate a specific home in 94803
The estimator below is pre-set to ZIP 94803 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Richmond ZIP codes by home value
Where 94803 sits among Richmond’s 4 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 94803 (this page) | $737,000 | $456 |
| 2 | 94805 | $704,000 | $528 |
| 3 | 94804 | $576,000 | $490 |
| 4 | 94801 | $516,000 | $444 |
ZIP 94803 home prices: frequently asked
What is the average home price in ZIP code 94803? +
What is the price per square foot in 94803? +
What salary do you need to buy a house in ZIP 94803? +
Is 94803 an expensive ZIP code? +
See the full Richmond home values page, all California cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.