ZIP Code 95670 — Rancho Cordova, CA Home Prices (2026)
The typical home in ZIP 95670 (Rancho Cordova, California) is worth about $486,000 at roughly $318 per square foot — about the same as the Rancho Cordova median and 65% more expensive than the typical U.S. home.
How 95670 compares
ZIP 95670 is a mid-priced ZIP code for Rancho Cordova: its typical home value of $486,000 ranks #2 of the 3 Rancho Cordova ZIP codes we track (the citywide range runs from $474,000 in 95827 to $623,000 in 95742). Per square foot it costs about $318, against $318 for Rancho Cordova as a whole, $455 for California, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 95670 | $486,000 | $318 |
| Rancho Cordova, CA | $486,000 | $318 |
| California | $698,000 | $455 |
| United States | $294,000 | $195 |
Home value by size in 95670
Using this ZIP’s rate of about $318 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $318,000 |
| 1,500 sq ft | $477,000 |
| 2,000 sq ft | $636,000 |
| 2,500 sq ft | $795,000 |
| 3,000 sq ft | $954,000 |
Salary needed to buy a home in ZIP 95670
To buy the typical $486,000 home in ZIP 95670 with 20% down, you need a household income of roughly $132,000 a year (about $3,090 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $157,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $24,300 | $3,830/mo | $164,000/yr |
| 10% (+PMI) | $48,600 | $3,670/mo | $157,000/yr |
| 20% | $97,200 | $3,090/mo | $132,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 95670
At about $318 per square foot, here is roughly how much home different budgets get you in ZIP 95670:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $250k | 790 sq ft | below the local median — condos, smaller or older homes |
| $300k | 940 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1260 sq ft | around the typical home here |
| $500k | 1570 sq ft | around the typical home here |
| $600k | 1890 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 95670 home.
Estimate a specific home in 95670
The estimator below is pre-set to ZIP 95670 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Rancho Cordova ZIP codes by home value
Where 95670 sits among Rancho Cordova’s 3 ZIP codes:
ZIP 95670 home prices: frequently asked
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See the full Rancho Cordova home values page, all California cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.