ZIP Code 94601 — Oakland, CA Home Prices (2026)

The typical home in ZIP 94601 (Oakland, California) is worth about $556,000 at roughly $430 per square foot — 16% more affordable than the Oakland median and 89% more expensive than the typical U.S. home.

$556,000

Typical home value

$430

Price per sq ft

#9 of 13

Oakland ZIPs by value

-16%

vs Oakland median

How 94601 compares

ZIP 94601 is one of the more affordable ZIP codes in Oakland: its typical home value of $556,000 ranks #9 of the 13 Oakland ZIP codes we track (the citywide range runs from $452,000 in 94621 to $2,028,000 in 94705). Per square foot it costs about $430, against $497 for Oakland as a whole, $455 for California, and $195 nationally.

Area	Typical value	$ / sq ft
ZIP 94601	$556,000	$430
Oakland, CA	$665,000	$497
California	$698,000	$455
United States	$294,000	$195

Home value by size in 94601

Using this ZIP’s rate of about $430 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.

Home size	Estimated value
1,000 sq ft	$430,000
1,500 sq ft	$645,000
2,000 sq ft	$860,000
2,500 sq ft	$1,075,000
3,000 sq ft	$1,290,000

Salary needed to buy a home in ZIP 94601

To buy the typical $556,000 home in ZIP 94601 with 20% down, you need a household income of roughly $151,000 a year (about $3,530 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $180,000, because the loan is bigger and mortgage insurance kicks in.

Down payment	Cash down	Monthly payment	Income needed
5% (+PMI)	$27,800	$4,390/mo	$188,000/yr
10% (+PMI)	$55,600	$4,190/mo	$180,000/yr
20%	$111,200	$3,530/mo	$151,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in ZIP 94601

At about $430 per square foot, here is roughly how much home different budgets get you in ZIP 94601:

Budget	Approx. size	What that looks like locally
$300k	700 sq ft	below the local median — condos, smaller or older homes
$400k	930 sq ft	below the local median — condos, smaller or older homes
$500k	1160 sq ft	around the typical home here
$600k	1400 sq ft	around the typical home here
$750k	1740 sq ft	above the median — larger homes or the pricier ZIPs

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 94601 home.

Estimate a specific home in 94601

The estimator below is pre-set to ZIP 94601 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.

All Oakland ZIP codes by home value

Where 94601 sits among Oakland’s 13 ZIP codes:

#	ZIP code	Typical value	$ / sq ft
1	94705	$2,028,000	$661
2	94618	$1,650,000	$663
3	94610	$1,228,000	$521
4	94602	$1,009,000	$528
5	94609	$970,000	$572
6	94619	$844,000	$562
7	94605	$665,000	$470
8	94606	$607,000	$474
9	94601 (this page)	$556,000	$430
10	94612	$536,000	$497
11	94607	$525,000	$454
12	94603	$506,000	$436
13	94621	$452,000	$454

ZIP 94601 home prices: frequently asked

What is the average home price in ZIP code 94601? +

The typical home in ZIP 94601 (Oakland, CA) is worth about $556,000 as of 2026. That is 16% more affordable than the Oakland median of $665,000 and 89% more expensive than the U.S. median of $294,000.

What is the price per square foot in 94601? +

About $430 per square foot in 94601, versus $497 across Oakland and $455 across California. At that rate a 1,500 sq ft home runs roughly $645,000 and a 2,500 sq ft home about $1,075,000.

What salary do you need to buy a house in ZIP 94601? +

For the typical $556,000 home in ZIP 94601, a household income of about $151,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $180,000; with 5% down about $188,000.

Is 94601 an expensive ZIP code? +

Within Oakland, 94601 ranks #9 of 13 ZIP codes by typical home value, which makes it one of the more affordable ZIP codes in Oakland. Nationally it is relatively expensive.

See the full Oakland home values page, all California cities, or price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.