ZIP Code 92555 — Moreno Valley, CA Home Prices (2026)
The typical home in ZIP 92555 (Moreno Valley, California) is worth about $619,000 at roughly $289 per square foot — 12% more expensive than the Moreno Valley median and 111% more expensive than the typical U.S. home.
How 92555 compares
ZIP 92555 is one of the pricier ZIP codes in Moreno Valley: its typical home value of $619,000 ranks #1 of the 4 Moreno Valley ZIP codes we track (the citywide range runs from $525,000 in 92553 to $619,000 in 92555). Per square foot it costs about $289, against $301 for Moreno Valley as a whole, $455 for California, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 92555 | $619,000 | $289 |
| Moreno Valley, CA | $555,000 | $301 |
| California | $698,000 | $455 |
| United States | $294,000 | $195 |
Home value by size in 92555
Using this ZIP’s rate of about $289 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $289,000 |
| 1,500 sq ft | $433,500 |
| 2,000 sq ft | $578,000 |
| 2,500 sq ft | $722,500 |
| 3,000 sq ft | $867,000 |
Salary needed to buy a home in ZIP 92555
To buy the typical $619,000 home in ZIP 92555 with 20% down, you need a household income of roughly $168,000 a year (about $3,930 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $200,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $31,000 | $4,880/mo | $209,000/yr |
| 10% (+PMI) | $61,900 | $4,670/mo | $200,000/yr |
| 20% | $123,800 | $3,930/mo | $168,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 92555
At about $289 per square foot, here is roughly how much home different budgets get you in ZIP 92555:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $300k | 1040 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1380 sq ft | below the local median — condos, smaller or older homes |
| $500k | 1730 sq ft | around the typical home here |
| $600k | 2080 sq ft | around the typical home here |
| $750k | 2600 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 92555 home.
Estimate a specific home in 92555
The estimator below is pre-set to ZIP 92555 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Moreno Valley ZIP codes by home value
Where 92555 sits among Moreno Valley’s 4 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 92555 (this page) | $619,000 | $289 |
| 2 | 92557 | $572,000 | $313 |
| 3 | 92551 | $538,000 | $281 |
| 4 | 92553 | $525,000 | $364 |
ZIP 92555 home prices: frequently asked
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See the full Moreno Valley home values page, all California cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.