ZIP Code 93534 — Lancaster, CA Home Prices (2026)
The typical home in ZIP 93534 (Lancaster, California) is worth about $417,000 at roughly $281 per square foot — 3% more affordable than the Lancaster median and 42% more expensive than the typical U.S. home.
How 93534 compares
ZIP 93534 is one of the more affordable ZIP codes in Lancaster: its typical home value of $417,000 ranks #3 of the 3 Lancaster ZIP codes we track (the citywide range runs from $417,000 in 93534 to $539,000 in 93536). Per square foot it costs about $281, against $271 for Lancaster as a whole, $455 for California, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 93534 | $417,000 | $281 |
| Lancaster, CA | $429,000 | $271 |
| California | $698,000 | $455 |
| United States | $294,000 | $195 |
Home value by size in 93534
Using this ZIP’s rate of about $281 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $281,000 |
| 1,500 sq ft | $421,500 |
| 2,000 sq ft | $562,000 |
| 2,500 sq ft | $702,500 |
| 3,000 sq ft | $843,000 |
Salary needed to buy a home in ZIP 93534
To buy the typical $417,000 home in ZIP 93534 with 20% down, you need a household income of roughly $113,000 a year (about $2,650 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $135,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $20,900 | $3,290/mo | $141,000/yr |
| 10% (+PMI) | $41,700 | $3,150/mo | $135,000/yr |
| 20% | $83,400 | $2,650/mo | $113,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 93534
At about $281 per square foot, here is roughly how much home different budgets get you in ZIP 93534:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 710 sq ft | below the local median — condos, smaller or older homes |
| $250k | 890 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1070 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1420 sq ft | around the typical home here |
| $500k | 1780 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 93534 home.
Estimate a specific home in 93534
The estimator below is pre-set to ZIP 93534 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Lancaster ZIP codes by home value
Where 93534 sits among Lancaster’s 3 ZIP codes:
ZIP 93534 home prices: frequently asked
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See the full Lancaster home values page, all California cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.