ZIP Code 90712 — Lakewood, CA Home Prices (2026)
The typical home in ZIP 90712 (Lakewood, California) is worth about $874,000 at roughly $611 per square foot — about the same as the Lakewood median and 197% more expensive than the typical U.S. home.
How 90712 compares
ZIP 90712 is a mid-priced ZIP code for Lakewood: its typical home value of $874,000 ranks #2 of the 3 Lakewood ZIP codes we track (the citywide range runs from $827,000 in 90715 to $910,000 in 90713). Per square foot it costs about $611, against $611 for Lakewood as a whole, $455 for California, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 90712 | $874,000 | $611 |
| Lakewood, CA | $874,000 | $611 |
| California | $698,000 | $455 |
| United States | $294,000 | $195 |
Home value by size in 90712
Using this ZIP’s rate of about $611 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $611,000 |
| 1,500 sq ft | $916,500 |
| 2,000 sq ft | $1,222,000 |
| 2,500 sq ft | $1,527,500 |
| 3,000 sq ft | $1,833,000 |
Salary needed to buy a home in ZIP 90712
To buy the typical $874,000 home in ZIP 90712 with 20% down, you need a household income of roughly $238,000 a year (about $5,550 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $283,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $43,700 | $6,900/mo | $296,000/yr |
| 10% (+PMI) | $87,400 | $6,590/mo | $283,000/yr |
| 20% | $174,800 | $5,550/mo | $238,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 90712
At about $611 per square foot, here is roughly how much home different budgets get you in ZIP 90712:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $400k | 650 sq ft | below the local median — condos, smaller or older homes |
| $500k | 820 sq ft | below the local median — condos, smaller or older homes |
| $600k | 980 sq ft | below the local median — condos, smaller or older homes |
| $750k | 1230 sq ft | around the typical home here |
| $1.00M | 1640 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 90712 home.
Estimate a specific home in 90712
The estimator below is pre-set to ZIP 90712 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Lakewood ZIP codes by home value
Where 90712 sits among Lakewood’s 3 ZIP codes:
ZIP 90712 home prices: frequently asked
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See the full Lakewood home values page, all California cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.