ZIP Code 92845 — Garden Grove, CA Home Prices (2026)
The typical home in ZIP 92845 (Garden Grove, California) is worth about $1,123,000 at roughly $730 per square foot — 13% more expensive than the Garden Grove median and 282% more expensive than the typical U.S. home.
How 92845 compares
ZIP 92845 is one of the pricier ZIP codes in Garden Grove: its typical home value of $1,123,000 ranks #1 of the 5 Garden Grove ZIP codes we track (the citywide range runs from $950,000 in 92844 to $1,123,000 in 92845). Per square foot it costs about $730, against $621 for Garden Grove as a whole, $455 for California, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 92845 | $1,123,000 | $730 |
| Garden Grove, CA | $991,000 | $621 |
| California | $698,000 | $455 |
| United States | $294,000 | $195 |
Home value by size in 92845
Using this ZIP’s rate of about $730 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $730,000 |
| 1,500 sq ft | $1,095,000 |
| 2,000 sq ft | $1,460,000 |
| 2,500 sq ft | $1,825,000 |
| 3,000 sq ft | $2,190,000 |
Salary needed to buy a home in ZIP 92845
To buy the typical $1,123,000 home in ZIP 92845 with 20% down, you need a household income of roughly $306,000 a year (about $7,130 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $363,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $56,200 | $8,860/mo | $380,000/yr |
| 10% (+PMI) | $112,300 | $8,470/mo | $363,000/yr |
| 20% | $224,600 | $7,130/mo | $306,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 92845
At about $730 per square foot, here is roughly how much home different budgets get you in ZIP 92845:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $600k | 820 sq ft | below the local median — condos, smaller or older homes |
| $750k | 1030 sq ft | below the local median — condos, smaller or older homes |
| $1.00M | 1370 sq ft | around the typical home here |
| $1.50M | 2050 sq ft | above the median — larger homes or the pricier ZIPs |
| $2.00M | 2740 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 92845 home.
Estimate a specific home in 92845
The estimator below is pre-set to ZIP 92845 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Garden Grove ZIP codes by home value
Where 92845 sits among Garden Grove’s 5 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 92845 (this page) | $1,123,000 | $730 |
| 2 | 92841 | $1,034,000 | $666 |
| 3 | 92840 | $991,000 | $621 |
| 4 | 92843 | $980,000 | $575 |
| 5 | 92844 | $950,000 | $569 |
ZIP 92845 home prices: frequently asked
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See the full Garden Grove home values page, all California cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.