ZIP Code 91913 — Chula Vista, CA Home Prices (2026)
The typical home in ZIP 91913 (Chula Vista, California) is worth about $909,000 at roughly $453 per square foot — 6% more expensive than the Chula Vista median and 209% more expensive than the typical U.S. home.
How 91913 compares
ZIP 91913 is one of the pricier ZIP codes in Chula Vista: its typical home value of $909,000 ranks #2 of the 5 Chula Vista ZIP codes we track (the citywide range runs from $774,000 in 91911 to $1,179,000 in 91914). Per square foot it costs about $453, against $484 for Chula Vista as a whole, $455 for California, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 91913 | $909,000 | $453 |
| Chula Vista, CA | $859,000 | $484 |
| California | $698,000 | $455 |
| United States | $294,000 | $195 |
Home value by size in 91913
Using this ZIP’s rate of about $453 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $453,000 |
| 1,500 sq ft | $679,500 |
| 2,000 sq ft | $906,000 |
| 2,500 sq ft | $1,132,500 |
| 3,000 sq ft | $1,359,000 |
Salary needed to buy a home in ZIP 91913
To buy the typical $909,000 home in ZIP 91913 with 20% down, you need a household income of roughly $247,000 a year (about $5,770 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $294,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $45,500 | $7,170/mo | $307,000/yr |
| 10% (+PMI) | $90,900 | $6,860/mo | $294,000/yr |
| 20% | $181,800 | $5,770/mo | $247,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 91913
At about $453 per square foot, here is roughly how much home different budgets get you in ZIP 91913:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $500k | 1100 sq ft | below the local median — condos, smaller or older homes |
| $600k | 1320 sq ft | below the local median — condos, smaller or older homes |
| $750k | 1660 sq ft | around the typical home here |
| $1.00M | 2210 sq ft | around the typical home here |
| $1.50M | 3310 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 91913 home.
Estimate a specific home in 91913
The estimator below is pre-set to ZIP 91913 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Chula Vista ZIP codes by home value
Where 91913 sits among Chula Vista’s 5 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 91914 | $1,179,000 | $501 |
| 2 | 91913 (this page) | $909,000 | $453 |
| 3 | 91915 | $859,000 | $447 |
| 4 | 91910 | $835,000 | $484 |
| 5 | 91911 | $774,000 | $487 |
ZIP 91913 home prices: frequently asked
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See the full Chula Vista home values page, all California cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.