ZIP Code 94709 — Berkeley, CA Home Prices (2026)

The typical home in ZIP 94709 (Berkeley, California) is worth about $1,330,000 at roughly $820 per square foot — 4% more expensive than the Berkeley median and 352% more expensive than the typical U.S. home.

$1,330,000

Typical home value

$820

Price per sq ft

#3 of 7

Berkeley ZIPs by value

+4%

vs Berkeley median

How 94709 compares

ZIP 94709 is one of the pricier ZIP codes in Berkeley: its typical home value of $1,330,000 ranks #3 of the 7 Berkeley ZIP codes we track (the citywide range runs from $1,007,000 in 94710 to $1,786,000 in 94707). Per square foot it costs about $820, against $772 for Berkeley as a whole, $455 for California, and $195 nationally.

Area	Typical value	$ / sq ft
ZIP 94709	$1,330,000	$820
Berkeley, CA	$1,277,000	$772
California	$698,000	$455
United States	$294,000	$195

Home value by size in 94709

Using this ZIP’s rate of about $820 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.

Home size	Estimated value
1,000 sq ft	$820,000
1,500 sq ft	$1,230,000
2,000 sq ft	$1,640,000
2,500 sq ft	$2,050,000
3,000 sq ft	$2,460,000

Salary needed to buy a home in ZIP 94709

To buy the typical $1,330,000 home in ZIP 94709 with 20% down, you need a household income of roughly $362,000 a year (about $8,440 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $430,000, because the loan is bigger and mortgage insurance kicks in.

Down payment	Cash down	Monthly payment	Income needed
5% (+PMI)	$66,500	$10,490/mo	$450,000/yr
10% (+PMI)	$133,000	$10,030/mo	$430,000/yr
20%	$266,000	$8,440/mo	$362,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in ZIP 94709

At about $820 per square foot, here is roughly how much home different budgets get you in ZIP 94709:

Budget	Approx. size	What that looks like locally
$600k	730 sq ft	below the local median — condos, smaller or older homes
$750k	910 sq ft	below the local median — condos, smaller or older homes
$1.00M	1220 sq ft	below the local median — condos, smaller or older homes
$1.50M	1830 sq ft	around the typical home here
$2.00M	2440 sq ft	above the median — larger homes or the pricier ZIPs

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 94709 home.

Estimate a specific home in 94709

The estimator below is pre-set to ZIP 94709 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.

All Berkeley ZIP codes by home value

Where 94709 sits among Berkeley’s 7 ZIP codes:

#	ZIP code	Typical value	$ / sq ft
1	94707	$1,786,000	$725
2	94708	$1,636,000	$816
3	94709 (this page)	$1,330,000	$820
4	94703	$1,277,000	$745
5	94702	$1,211,000	$772
6	94704	$1,149,000	$878
7	94710	$1,007,000	$712

ZIP 94709 home prices: frequently asked

What is the average home price in ZIP code 94709? +

The typical home in ZIP 94709 (Berkeley, CA) is worth about $1,330,000 as of 2026. That is 4% more expensive than the Berkeley median of $1,277,000 and 352% more expensive than the U.S. median of $294,000.

What is the price per square foot in 94709? +

About $820 per square foot in 94709, versus $772 across Berkeley and $455 across California. At that rate a 1,500 sq ft home runs roughly $1,230,000 and a 2,500 sq ft home about $2,050,000.

What salary do you need to buy a house in ZIP 94709? +

For the typical $1,330,000 home in ZIP 94709, a household income of about $362,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $430,000; with 5% down about $450,000.

Is 94709 an expensive ZIP code? +

Within Berkeley, 94709 ranks #3 of 7 ZIP codes by typical home value, which makes it one of the pricier ZIP codes in Berkeley. Nationally it is relatively expensive.

See the full Berkeley home values page, all California cities, or price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.