ZIP Code 93312 — Bakersfield, CA Home Prices (2026)
The typical home in ZIP 93312 (Bakersfield, California) is worth about $460,000 at roughly $244 per square foot — 31% more expensive than the Bakersfield median and 56% more expensive than the typical U.S. home.
How 93312 compares
ZIP 93312 is one of the pricier ZIP codes in Bakersfield: its typical home value of $460,000 ranks #3 of the 10 Bakersfield ZIP codes we track (the citywide range runs from $296,000 in 93304 to $579,000 in 93314). Per square foot it costs about $244, against $241 for Bakersfield as a whole, $455 for California, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 93312 | $460,000 | $244 |
| Bakersfield, CA | $351,000 | $241 |
| California | $698,000 | $455 |
| United States | $294,000 | $195 |
Home value by size in 93312
Using this ZIP’s rate of about $244 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $244,000 |
| 1,500 sq ft | $366,000 |
| 2,000 sq ft | $488,000 |
| 2,500 sq ft | $610,000 |
| 3,000 sq ft | $732,000 |
Salary needed to buy a home in ZIP 93312
To buy the typical $460,000 home in ZIP 93312 with 20% down, you need a household income of roughly $125,000 a year (about $2,920 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $149,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $23,000 | $3,630/mo | $156,000/yr |
| 10% (+PMI) | $46,000 | $3,470/mo | $149,000/yr |
| 20% | $92,000 | $2,920/mo | $125,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 93312
At about $244 per square foot, here is roughly how much home different budgets get you in ZIP 93312:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $250k | 1020 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1230 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1640 sq ft | around the typical home here |
| $500k | 2050 sq ft | around the typical home here |
| $600k | 2460 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 93312 home.
Estimate a specific home in 93312
The estimator below is pre-set to ZIP 93312 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Bakersfield ZIP codes by home value
Where 93312 sits among Bakersfield’s 10 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 93314 | $579,000 | $249 |
| 2 | 93311 | $477,000 | $249 |
| 3 | 93312 (this page) | $460,000 | $244 |
| 4 | 93313 | $418,000 | $232 |
| 5 | 93306 | $352,000 | $213 |
| 6 | 93308 | $350,000 | $240 |
| 7 | 93309 | $350,000 | $224 |
| 8 | 93307 | $320,000 | $246 |
| 9 | 93301 | $311,000 | $236 |
| 10 | 93304 | $296,000 | $242 |
ZIP 93312 home prices: frequently asked
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See the full Bakersfield home values page, all California cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.