ZIP Code 85746 — Tucson, AZ Home Prices (2026)

The typical home in ZIP 85746 (Tucson, Arizona) is worth about $286,000 at roughly $196 per square foot — 12% more affordable than the Tucson median and 3% more affordable than the typical U.S. home.

$286,000

Typical home value

$196

Price per sq ft

#19 of 25

Tucson ZIPs by value

-12%

vs Tucson median

How 85746 compares

ZIP 85746 is one of the more affordable ZIP codes in Tucson: its typical home value of $286,000 ranks #19 of the 25 Tucson ZIP codes we track (the citywide range runs from $235,000 in 85714 to $739,000 in 85718). Per square foot it costs about $196, against $219 for Tucson as a whole, $249 for Arizona, and $195 nationally.

Area	Typical value	$ / sq ft
ZIP 85746	$286,000	$196
Tucson, AZ	$326,000	$219
Arizona	$393,000	$249
United States	$294,000	$195

Home value by size in 85746

Using this ZIP’s rate of about $196 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.

Home size	Estimated value
1,000 sq ft	$196,000
1,500 sq ft	$294,000
2,000 sq ft	$392,000
2,500 sq ft	$490,000
3,000 sq ft	$588,000

Salary needed to buy a home in ZIP 85746

To buy the typical $286,000 home in ZIP 85746 with 20% down, you need a household income of roughly $78,000 a year (about $1,820 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $92,000, because the loan is bigger and mortgage insurance kicks in.

Down payment	Cash down	Monthly payment	Income needed
5% (+PMI)	$14,300	$2,260/mo	$97,000/yr
10% (+PMI)	$28,600	$2,160/mo	$92,000/yr
20%	$57,200	$1,820/mo	$78,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in ZIP 85746

At about $196 per square foot, here is roughly how much home different budgets get you in ZIP 85746:

Budget	Approx. size	What that looks like locally
$150k	770 sq ft	below the local median — condos, smaller or older homes
$200k	1020 sq ft	below the local median — condos, smaller or older homes
$250k	1280 sq ft	around the typical home here
$300k	1530 sq ft	around the typical home here
$400k	2040 sq ft	above the median — larger homes or the pricier ZIPs

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 85746 home.

Estimate a specific home in 85746

The estimator below is pre-set to ZIP 85746 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.

All Tucson ZIP codes by home value

Where 85746 sits among Tucson’s 25 ZIP codes:

#	ZIP code	Typical value	$ / sq ft
1	85718	$739,000	$309
2	85749	$659,000	$276
3	85750	$603,000	$285
4	85704	$452,000	$231
5	85701	$402,000	$353
6	85743	$396,000	$233
7	85715	$380,000	$217
8	85748	$376,000	$211
9	85747	$367,000	$216
10	85745	$363,000	$252
11	85719	$340,000	$266
12	85735	$329,000	$198
13	85741	$326,000	$228
14	85757	$322,000	$186
15	85716	$313,000	$248
16	85756	$306,000	$188
17	85710	$298,000	$195
18	85730	$287,000	$212
19	85746 (this page)	$286,000	$196
20	85711	$284,000	$219
21	85712	$282,000	$222
22	85706	$260,000	$208
23	85705	$254,000	$224
24	85713	$239,000	$215
25	85714	$235,000	$218

ZIP 85746 home prices: frequently asked

What is the average home price in ZIP code 85746? +

The typical home in ZIP 85746 (Tucson, AZ) is worth about $286,000 as of 2026. That is 12% more affordable than the Tucson median of $326,000 and 3% more affordable than the U.S. median of $294,000.

What is the price per square foot in 85746? +

About $196 per square foot in 85746, versus $219 across Tucson and $249 across Arizona. At that rate a 1,500 sq ft home runs roughly $294,000 and a 2,500 sq ft home about $490,000.

What salary do you need to buy a house in ZIP 85746? +

For the typical $286,000 home in ZIP 85746, a household income of about $78,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $92,000; with 5% down about $97,000.

Is 85746 an expensive ZIP code? +

Within Tucson, 85746 ranks #19 of 25 ZIP codes by typical home value, which makes it one of the more affordable ZIP codes in Tucson. Nationally it is about average.

See the full Tucson home values page, all Arizona cities, or price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.