ZIP Code 85009 — Phoenix, AZ Home Prices (2026)

The typical home in ZIP 85009 (Phoenix, Arizona) is worth about $279,000 at roughly $250 per square foot — 33% more affordable than the Phoenix median and 5% more affordable than the typical U.S. home.

$279,000

Typical home value

$250

Price per sq ft

#43 of 43

Phoenix ZIPs by value

-33%

vs Phoenix median

How 85009 compares

ZIP 85009 is one of the more affordable ZIP codes in Phoenix: its typical home value of $279,000 ranks #43 of the 43 Phoenix ZIP codes we track (the citywide range runs from $279,000 in 85009 to $985,000 in 85018). Per square foot it costs about $250, against $284 for Phoenix as a whole, $249 for Arizona, and $195 nationally.

Area	Typical value	$ / sq ft
ZIP 85009	$279,000	$250
Phoenix, AZ	$418,000	$284
Arizona	$393,000	$249
United States	$294,000	$195

Home value by size in 85009

Using this ZIP’s rate of about $250 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.

Home size	Estimated value
1,000 sq ft	$250,000
1,500 sq ft	$375,000
2,000 sq ft	$500,000
2,500 sq ft	$625,000
3,000 sq ft	$750,000

Salary needed to buy a home in ZIP 85009

To buy the typical $279,000 home in ZIP 85009 with 20% down, you need a household income of roughly $76,000 a year (about $1,770 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $90,000, because the loan is bigger and mortgage insurance kicks in.

Down payment	Cash down	Monthly payment	Income needed
5% (+PMI)	$14,000	$2,200/mo	$94,000/yr
10% (+PMI)	$27,900	$2,100/mo	$90,000/yr
20%	$55,800	$1,770/mo	$76,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in ZIP 85009

At about $250 per square foot, here is roughly how much home different budgets get you in ZIP 85009:

Budget	Approx. size	What that looks like locally
$150k	600 sq ft	below the local median — condos, smaller or older homes
$200k	800 sq ft	below the local median — condos, smaller or older homes
$250k	1000 sq ft	around the typical home here
$300k	1200 sq ft	around the typical home here
$400k	1600 sq ft	above the median — larger homes or the pricier ZIPs

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 85009 home.

Estimate a specific home in 85009

The estimator below is pre-set to ZIP 85009 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.

All Phoenix ZIP codes by home value

Where 85009 sits among Phoenix’s 43 ZIP codes:

#	ZIP code	Typical value	$ / sq ft
1	85018	$985,000	$520
2	85054	$718,000	$372
3	85028	$705,000	$375
4	85045	$665,000	$283
5	85012	$641,000	$310
6	85085	$638,000	$291
7	85083	$626,000	$261
8	85050	$623,000	$321
9	85048	$583,000	$296
10	85003	$582,000	$419
11	85310	$542,000	$294
12	85016	$522,000	$352
13	85024	$487,000	$295
14	85013	$486,000	$330
15	85044	$479,000	$286
16	85022	$465,000	$284
17	85032	$453,000	$308
18	85014	$447,000	$308
19	85339	$443,000	$228
20	85021	$437,000	$299
21	85023	$419,000	$272
22	85004	$418,000	$352
23	85006	$408,000	$373
24	85007	$407,000	$369
25	85020	$407,000	$298
26	85042	$386,000	$264
27	85053	$382,000	$251
28	85027	$381,000	$263
29	85008	$375,000	$298
30	85043	$369,000	$217
31	85041	$368,000	$226
32	85029	$359,000	$250
33	85037	$354,000	$232
34	85051	$345,000	$224
35	85015	$337,000	$246
36	85019	$328,000	$231
37	85031	$326,000	$202
38	85033	$326,000	$228
39	85035	$321,000	$236
40	85040	$321,000	$244
41	85017	$301,000	$201
42	85034	$282,000	$263
43	85009 (this page)	$279,000	$250

ZIP 85009 home prices: frequently asked

What is the average home price in ZIP code 85009? +

The typical home in ZIP 85009 (Phoenix, AZ) is worth about $279,000 as of 2026. That is 33% more affordable than the Phoenix median of $418,000 and 5% more affordable than the U.S. median of $294,000.

What is the price per square foot in 85009? +

About $250 per square foot in 85009, versus $284 across Phoenix and $249 across Arizona. At that rate a 1,500 sq ft home runs roughly $375,000 and a 2,500 sq ft home about $625,000.

What salary do you need to buy a house in ZIP 85009? +

For the typical $279,000 home in ZIP 85009, a household income of about $76,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $90,000; with 5% down about $94,000.

Is 85009 an expensive ZIP code? +

Within Phoenix, 85009 ranks #43 of 43 ZIP codes by typical home value, which makes it one of the more affordable ZIP codes in Phoenix. Nationally it is about average.

See the full Phoenix home values page, all Arizona cities, or price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.