ZIP Code 26234 — Rock Cave, WV Home Prices (2026)
The typical home in ZIP 26234 (Rock Cave, West Virginia) is worth about $120,000 at roughly $105 per square foot — about the same as the Rock Cave median and 59% more affordable than the typical U.S. home.
How 26234 compares
ZIP 26234 is a mid-priced ZIP code for Rock Cave: its typical home value of $120,000 ranks #2 of the 3 Rock Cave ZIP codes we track (the citywide range runs from $103,000 in 26343 to $132,000 in 26218). Per square foot it costs about $105, against $105 for Rock Cave as a whole, $118 for West Virginia, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 26234 | $120,000 | $105 |
| Rock Cave, WV | $120,000 | $105 |
| West Virginia | $151,000 | $118 |
| United States | $294,000 | $195 |
Home value by size in 26234
Using this ZIP’s rate of about $105 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $105,000 |
| 1,500 sq ft | $157,500 |
| 2,000 sq ft | $210,000 |
| 2,500 sq ft | $262,500 |
| 3,000 sq ft | $315,000 |
Salary needed to buy a home in ZIP 26234
To buy the typical $120,000 home in ZIP 26234 with 20% down, you need a household income of roughly $33,000 a year (about $760 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $39,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $6,000 | $950/mo | $41,000/yr |
| 10% (+PMI) | $12,000 | $910/mo | $39,000/yr |
| 20% | $24,000 | $760/mo | $33,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 26234
At about $105 per square foot, here is roughly how much home different budgets get you in ZIP 26234:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1430 sq ft | around the typical home here |
| $200k | 1900 sq ft | above the median — larger homes or the pricier ZIPs |
| $250k | 2380 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 2860 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 26234 home.
Estimate a specific home in 26234
The estimator below is pre-set to ZIP 26234 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Rock Cave ZIP codes by home value
Where 26234 sits among Rock Cave’s 3 ZIP codes:
ZIP 26234 home prices: frequently asked
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See the full Rock Cave home values page, all West Virginia cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.