ZIP Code 26261 — Richwood, WV Home Prices (2026)
The typical home in ZIP 26261 (Richwood, West Virginia) is worth about $63,000 at roughly $39 per square foot — 46% more affordable than the Richwood median and 79% more affordable than the typical U.S. home.
How 26261 compares
ZIP 26261 is one of the more affordable ZIP codes in Richwood: its typical home value of $63,000 ranks #3 of the 3 Richwood ZIP codes we track (the citywide range runs from $63,000 in 26261 to $138,000 in 26202). Per square foot it costs about $39, against $94 for Richwood as a whole, $118 for West Virginia, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 26261 | $63,000 | $39 |
| Richwood, WV | $116,000 | $94 |
| West Virginia | $151,000 | $118 |
| United States | $294,000 | $195 |
Home value by size in 26261
Using this ZIP’s rate of about $39 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $39,000 |
| 1,500 sq ft | $58,500 |
| 2,000 sq ft | $78,000 |
| 2,500 sq ft | $97,500 |
| 3,000 sq ft | $117,000 |
Salary needed to buy a home in ZIP 26261
To buy the typical $63,000 home in ZIP 26261 with 20% down, you need a household income of roughly $17,000 a year (about $400 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $20,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $3,200 | $500/mo | $21,000/yr |
| 10% (+PMI) | $6,300 | $480/mo | $20,000/yr |
| 20% | $12,600 | $400/mo | $17,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 26261
At about $39 per square foot, here is roughly how much home different budgets get you in ZIP 26261:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 3850 sq ft | above the median — larger homes or the pricier ZIPs |
| $200k | 5130 sq ft | above the median — larger homes or the pricier ZIPs |
| $250k | 6410 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 7690 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 26261 home.
Estimate a specific home in 26261
The estimator below is pre-set to ZIP 26261 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Richwood ZIP codes by home value
Where 26261 sits among Richwood’s 3 ZIP codes:
ZIP 26261 home prices: frequently asked
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See the full Richwood home values page, all West Virginia cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.