ZIP Code 25139 — Montgomery, WV Home Prices (2026)
The typical home in ZIP 25139 (Montgomery, West Virginia) is worth about $120,000 at roughly $48 per square foot — 58% more expensive than the Montgomery median and 59% more affordable than the typical U.S. home.
How 25139 compares
ZIP 25139 is one of the pricier ZIP codes in Montgomery: its typical home value of $120,000 ranks #1 of the 3 Montgomery ZIP codes we track (the citywide range runs from $66,000 in 25083 to $120,000 in 25139). Per square foot it costs about $48, against $48 for Montgomery as a whole, $118 for West Virginia, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 25139 | $120,000 | $48 |
| Montgomery, WV | $76,000 | $48 |
| West Virginia | $151,000 | $118 |
| United States | $294,000 | $195 |
Home value by size in 25139
Using this ZIP’s rate of about $48 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $48,000 |
| 1,500 sq ft | $72,000 |
| 2,000 sq ft | $96,000 |
| 2,500 sq ft | $120,000 |
| 3,000 sq ft | $144,000 |
Salary needed to buy a home in ZIP 25139
To buy the typical $120,000 home in ZIP 25139 with 20% down, you need a household income of roughly $33,000 a year (about $760 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $39,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $6,000 | $950/mo | $41,000/yr |
| 10% (+PMI) | $12,000 | $910/mo | $39,000/yr |
| 20% | $24,000 | $760/mo | $33,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 25139
At about $48 per square foot, here is roughly how much home different budgets get you in ZIP 25139:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 3130 sq ft | around the typical home here |
| $200k | 4170 sq ft | above the median — larger homes or the pricier ZIPs |
| $250k | 5210 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 6250 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 25139 home.
Estimate a specific home in 25139
The estimator below is pre-set to ZIP 25139 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Montgomery ZIP codes by home value
Where 25139 sits among Montgomery’s 3 ZIP codes:
ZIP 25139 home prices: frequently asked
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See the full Montgomery home values page, all West Virginia cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.