ZIP Code 26731 — Maysville, WV Home Prices (2026)
The typical home in ZIP 26731 (Maysville, West Virginia) is worth about $223,000 at roughly $117 per square foot — 3% more expensive than the Maysville median and 24% more affordable than the typical U.S. home.
How 26731 compares
ZIP 26731 is one of the pricier ZIP codes in Maysville: its typical home value of $223,000 ranks #1 of the 3 Maysville ZIP codes we track (the citywide range runs from $188,000 in 26833 to $223,000 in 26731). Per square foot it costs about $117, against $117 for Maysville as a whole, $118 for West Virginia, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 26731 | $223,000 | $117 |
| Maysville, WV | $216,000 | $117 |
| West Virginia | $151,000 | $118 |
| United States | $294,000 | $195 |
Home value by size in 26731
Using this ZIP’s rate of about $117 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $117,000 |
| 1,500 sq ft | $175,500 |
| 2,000 sq ft | $234,000 |
| 2,500 sq ft | $292,500 |
| 3,000 sq ft | $351,000 |
Salary needed to buy a home in ZIP 26731
To buy the typical $223,000 home in ZIP 26731 with 20% down, you need a household income of roughly $61,000 a year (about $1,420 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $72,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $11,200 | $1,760/mo | $75,000/yr |
| 10% (+PMI) | $22,300 | $1,680/mo | $72,000/yr |
| 20% | $44,600 | $1,420/mo | $61,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 26731
At about $117 per square foot, here is roughly how much home different budgets get you in ZIP 26731:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1280 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1710 sq ft | around the typical home here |
| $250k | 2140 sq ft | around the typical home here |
| $300k | 2560 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 3420 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 26731 home.
Estimate a specific home in 26731
The estimator below is pre-set to ZIP 26731 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Maysville ZIP codes by home value
Where 26731 sits among Maysville’s 3 ZIP codes:
ZIP 26731 home prices: frequently asked
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See the full Maysville home values page, all West Virginia cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.