ZIP Code 25314 — Charleston, WV Home Prices (2026)
The typical home in ZIP 25314 (Charleston, West Virginia) is worth about $267,000 at roughly $129 per square foot — 53% more expensive than the Charleston median and 9% more affordable than the typical U.S. home.
How 25314 compares
ZIP 25314 is one of the pricier ZIP codes in Charleston: its typical home value of $267,000 ranks #1 of the 9 Charleston ZIP codes we track (the citywide range runs from $58,000 in 25387 to $267,000 in 25314). Per square foot it costs about $129, against $116 for Charleston as a whole, $118 for West Virginia, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 25314 | $267,000 | $129 |
| Charleston, WV | $174,000 | $116 |
| West Virginia | $151,000 | $118 |
| United States | $294,000 | $195 |
Home value by size in 25314
Using this ZIP’s rate of about $129 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $129,000 |
| 1,500 sq ft | $193,500 |
| 2,000 sq ft | $258,000 |
| 2,500 sq ft | $322,500 |
| 3,000 sq ft | $387,000 |
Salary needed to buy a home in ZIP 25314
To buy the typical $267,000 home in ZIP 25314 with 20% down, you need a household income of roughly $73,000 a year (about $1,690 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $86,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $13,400 | $2,110/mo | $90,000/yr |
| 10% (+PMI) | $26,700 | $2,010/mo | $86,000/yr |
| 20% | $53,400 | $1,690/mo | $73,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 25314
At about $129 per square foot, here is roughly how much home different budgets get you in ZIP 25314:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1160 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1550 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1940 sq ft | around the typical home here |
| $300k | 2330 sq ft | around the typical home here |
| $400k | 3100 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 25314 home.
Estimate a specific home in 25314
The estimator below is pre-set to ZIP 25314 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Charleston ZIP codes by home value
Where 25314 sits among Charleston’s 9 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 25314 (this page) | $267,000 | $129 |
| 2 | 25304 | $214,000 | $132 |
| 3 | 25313 | $193,000 | $115 |
| 4 | 25312 | $176,000 | $124 |
| 5 | 25301 | $174,000 | $116 |
| 6 | 25311 | $149,000 | $136 |
| 7 | 25302 | $109,000 | $81 |
| 8 | 25306 | $95,000 | $61 |
| 9 | 25387 | $58,000 | $27 |
ZIP 25314 home prices: frequently asked
What is the average home price in ZIP code 25314? +
What is the price per square foot in 25314? +
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See the full Charleston home values page, all West Virginia cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.