ZIP Code 99208 — Spokane, WA Home Prices (2026)

The typical home in ZIP 99208 (Spokane, Washington) is worth about $465,000 at roughly $215 per square foot — 18% more expensive than the Spokane median and 58% more expensive than the typical U.S. home.

$465,000

Typical home value

$215

Price per sq ft

#5 of 11

Spokane ZIPs by value

+18%

vs Spokane median

How 99208 compares

ZIP 99208 is a mid-priced ZIP code for Spokane: its typical home value of $465,000 ranks #5 of the 11 Spokane ZIP codes we track (the citywide range runs from $282,000 in 99207 to $527,000 in 99224). Per square foot it costs about $215, against $221 for Spokane as a whole, $317 for Washington, and $195 nationally.

Area	Typical value	$ / sq ft
ZIP 99208	$465,000	$215
Spokane, WA	$393,000	$221
Washington	$519,500	$317
United States	$294,000	$195

Home value by size in 99208

Using this ZIP’s rate of about $215 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.

Home size	Estimated value
1,000 sq ft	$215,000
1,500 sq ft	$322,500
2,000 sq ft	$430,000
2,500 sq ft	$537,500
3,000 sq ft	$645,000

Salary needed to buy a home in ZIP 99208

To buy the typical $465,000 home in ZIP 99208 with 20% down, you need a household income of roughly $127,000 a year (about $2,950 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $150,000, because the loan is bigger and mortgage insurance kicks in.

Down payment	Cash down	Monthly payment	Income needed
5% (+PMI)	$23,300	$3,670/mo	$157,000/yr
10% (+PMI)	$46,500	$3,510/mo	$150,000/yr
20%	$93,000	$2,950/mo	$127,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in ZIP 99208

At about $215 per square foot, here is roughly how much home different budgets get you in ZIP 99208:

Budget	Approx. size	What that looks like locally
$250k	1160 sq ft	below the local median — condos, smaller or older homes
$300k	1400 sq ft	below the local median — condos, smaller or older homes
$400k	1860 sq ft	around the typical home here
$500k	2330 sq ft	around the typical home here
$600k	2790 sq ft	around the typical home here

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 99208 home.

Estimate a specific home in 99208

The estimator below is pre-set to ZIP 99208 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.

All Spokane ZIP codes by home value

Where 99208 sits among Spokane’s 11 ZIP codes:

#	ZIP code	Typical value	$ / sq ft
1	99224	$527,000	$245
2	99223	$504,000	$230
3	99203	$498,000	$242
4	99218	$475,000	$197
5	99208 (this page)	$465,000	$215
6	99204	$393,000	$220
7	99217	$377,000	$221
8	99201	$331,000	$258
9	99205	$323,000	$199
10	99202	$319,000	$223
11	99207	$282,000	$194

ZIP 99208 home prices: frequently asked

What is the average home price in ZIP code 99208? +

The typical home in ZIP 99208 (Spokane, WA) is worth about $465,000 as of 2026. That is 18% more expensive than the Spokane median of $393,000 and 58% more expensive than the U.S. median of $294,000.

What is the price per square foot in 99208? +

About $215 per square foot in 99208, versus $221 across Spokane and $317 across Washington. At that rate a 1,500 sq ft home runs roughly $322,500 and a 2,500 sq ft home about $537,500.

What salary do you need to buy a house in ZIP 99208? +

For the typical $465,000 home in ZIP 99208, a household income of about $127,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $150,000; with 5% down about $157,000.

Is 99208 an expensive ZIP code? +

Within Spokane, 99208 ranks #5 of 11 ZIP codes by typical home value, which makes it a mid-priced ZIP code for Spokane. Nationally it is relatively expensive.

See the full Spokane home values page, all Washington cities, or price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.