ZIP Code 98133 — Shoreline, WA Home Prices (2026)
The typical home in ZIP 98133 (Shoreline, Washington) is worth about $748,000 at roughly $457 per square foot — 9% more affordable than the Shoreline median and 154% more expensive than the typical U.S. home.
How 98133 compares
ZIP 98133 is one of the more affordable ZIP codes in Shoreline: its typical home value of $748,000 ranks #3 of the 3 Shoreline ZIP codes we track (the citywide range runs from $748,000 in 98133 to $1,131,000 in 98177). Per square foot it costs about $457, against $469 for Shoreline as a whole, $317 for Washington, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 98133 | $748,000 | $457 |
| Shoreline, WA | $822,000 | $469 |
| Washington | $519,500 | $317 |
| United States | $294,000 | $195 |
Home value by size in 98133
Using this ZIP’s rate of about $457 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $457,000 |
| 1,500 sq ft | $685,500 |
| 2,000 sq ft | $914,000 |
| 2,500 sq ft | $1,142,500 |
| 3,000 sq ft | $1,371,000 |
Salary needed to buy a home in ZIP 98133
To buy the typical $748,000 home in ZIP 98133 with 20% down, you need a household income of roughly $204,000 a year (about $4,750 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $242,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $37,400 | $5,900/mo | $253,000/yr |
| 10% (+PMI) | $74,800 | $5,640/mo | $242,000/yr |
| 20% | $149,600 | $4,750/mo | $204,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 98133
At about $457 per square foot, here is roughly how much home different budgets get you in ZIP 98133:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $400k | 880 sq ft | below the local median — condos, smaller or older homes |
| $500k | 1090 sq ft | below the local median — condos, smaller or older homes |
| $600k | 1310 sq ft | around the typical home here |
| $750k | 1640 sq ft | around the typical home here |
| $1.00M | 2190 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 98133 home.
Estimate a specific home in 98133
The estimator below is pre-set to ZIP 98133 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Shoreline ZIP codes by home value
Where 98133 sits among Shoreline’s 3 ZIP codes:
ZIP 98133 home prices: frequently asked
What is the average home price in ZIP code 98133? +
What is the price per square foot in 98133? +
What salary do you need to buy a house in ZIP 98133? +
Is 98133 an expensive ZIP code? +
See the full Shoreline home values page, all Washington cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.