ZIP Code 98284 — Mount Vernon, WA Home Prices (2026)
The typical home in ZIP 98284 (Mount Vernon, Washington) is worth about $530,000 at roughly $377 per square foot — 7% more affordable than the Mount Vernon median and 80% more expensive than the typical U.S. home.
How 98284 compares
ZIP 98284 is one of the more affordable ZIP codes in Mount Vernon: its typical home value of $530,000 ranks #3 of the 3 Mount Vernon ZIP codes we track (the citywide range runs from $530,000 in 98284 to $629,000 in 98274). Per square foot it costs about $377, against $373 for Mount Vernon as a whole, $317 for Washington, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 98284 | $530,000 | $377 |
| Mount Vernon, WA | $572,000 | $373 |
| Washington | $519,500 | $317 |
| United States | $294,000 | $195 |
Home value by size in 98284
Using this ZIP’s rate of about $377 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $377,000 |
| 1,500 sq ft | $565,500 |
| 2,000 sq ft | $754,000 |
| 2,500 sq ft | $942,500 |
| 3,000 sq ft | $1,131,000 |
Salary needed to buy a home in ZIP 98284
To buy the typical $530,000 home in ZIP 98284 with 20% down, you need a household income of roughly $144,000 a year (about $3,360 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $171,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $26,500 | $4,180/mo | $179,000/yr |
| 10% (+PMI) | $53,000 | $4,000/mo | $171,000/yr |
| 20% | $106,000 | $3,360/mo | $144,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 98284
At about $377 per square foot, here is roughly how much home different budgets get you in ZIP 98284:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $250k | 660 sq ft | below the local median — condos, smaller or older homes |
| $300k | 800 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1060 sq ft | below the local median — condos, smaller or older homes |
| $500k | 1330 sq ft | around the typical home here |
| $600k | 1590 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 98284 home.
Estimate a specific home in 98284
The estimator below is pre-set to ZIP 98284 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Mount Vernon ZIP codes by home value
Where 98284 sits among Mount Vernon’s 3 ZIP codes:
ZIP 98284 home prices: frequently asked
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See the full Mount Vernon home values page, all Washington cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.