ZIP Code 98635 — Lyle, WA Home Prices (2026)

The typical home in ZIP 98635 (Lyle, Washington) is worth about $516,000 at roughly $371 per square foot — 9% more expensive than the Lyle median and 76% more expensive than the typical U.S. home.

$516,000

Typical home value

$371

Price per sq ft

#1 of 2

Lyle ZIPs by value

+9%

vs Lyle median

How 98635 compares

ZIP 98635 is one of the pricier ZIP codes in Lyle: its typical home value of $516,000 ranks #1 of the 2 Lyle ZIP codes we track (the citywide range runs from $433,000 in 98617 to $516,000 in 98635). Per square foot it costs about $371, against $353 for Lyle as a whole, $317 for Washington, and $195 nationally.

Area	Typical value	$ / sq ft
ZIP 98635	$516,000	$371
Lyle, WA	$474,500	$353
Washington	$519,500	$317
United States	$294,000	$195

Home value by size in 98635

Using this ZIP’s rate of about $371 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.

Home size	Estimated value
1,000 sq ft	$371,000
1,500 sq ft	$556,500
2,000 sq ft	$742,000
2,500 sq ft	$927,500
3,000 sq ft	$1,113,000

Salary needed to buy a home in ZIP 98635

To buy the typical $516,000 home in ZIP 98635 with 20% down, you need a household income of roughly $140,000 a year (about $3,280 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $167,000, because the loan is bigger and mortgage insurance kicks in.

Down payment	Cash down	Monthly payment	Income needed
5% (+PMI)	$25,800	$4,070/mo	$174,000/yr
10% (+PMI)	$51,600	$3,890/mo	$167,000/yr
20%	$103,200	$3,280/mo	$140,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in ZIP 98635

At about $371 per square foot, here is roughly how much home different budgets get you in ZIP 98635:

Budget	Approx. size	What that looks like locally
$250k	670 sq ft	below the local median — condos, smaller or older homes
$300k	810 sq ft	below the local median — condos, smaller or older homes
$400k	1080 sq ft	below the local median — condos, smaller or older homes
$500k	1350 sq ft	around the typical home here
$600k	1620 sq ft	around the typical home here

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 98635 home.

Estimate a specific home in 98635

The estimator below is pre-set to ZIP 98635 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.

All Lyle ZIP codes by home value

Where 98635 sits among Lyle’s 2 ZIP codes:

#	ZIP code	Typical value	$ / sq ft
1	98635 (this page)	$516,000	$371
2	98617	$433,000	$335

ZIP 98635 home prices: frequently asked

What is the average home price in ZIP code 98635? +

The typical home in ZIP 98635 (Lyle, WA) is worth about $516,000 as of 2026. That is 9% more expensive than the Lyle median of $474,500 and 76% more expensive than the U.S. median of $294,000.

What is the price per square foot in 98635? +

About $371 per square foot in 98635, versus $353 across Lyle and $317 across Washington. At that rate a 1,500 sq ft home runs roughly $556,500 and a 2,500 sq ft home about $927,500.

What salary do you need to buy a house in ZIP 98635? +

For the typical $516,000 home in ZIP 98635, a household income of about $140,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $167,000; with 5% down about $174,000.

Is 98635 an expensive ZIP code? +

Within Lyle, 98635 ranks #1 of 2 ZIP codes by typical home value, which makes it one of the pricier ZIP codes in Lyle. Nationally it is relatively expensive.

See the full Lyle home values page, all Washington cities, or price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.