ZIP Code 99338 — Kennewick, WA Home Prices (2026)
The typical home in ZIP 99338 (Kennewick, Washington) is worth about $562,000 at roughly $291 per square foot — 29% more expensive than the Kennewick median and 91% more expensive than the typical U.S. home.
How 99338 compares
ZIP 99338 is one of the pricier ZIP codes in Kennewick: its typical home value of $562,000 ranks #1 of the 3 Kennewick ZIP codes we track (the citywide range runs from $374,000 in 99336 to $562,000 in 99338). Per square foot it costs about $291, against $242 for Kennewick as a whole, $317 for Washington, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 99338 | $562,000 | $291 |
| Kennewick, WA | $437,000 | $242 |
| Washington | $519,500 | $317 |
| United States | $294,000 | $195 |
Home value by size in 99338
Using this ZIP’s rate of about $291 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $291,000 |
| 1,500 sq ft | $436,500 |
| 2,000 sq ft | $582,000 |
| 2,500 sq ft | $727,500 |
| 3,000 sq ft | $873,000 |
Salary needed to buy a home in ZIP 99338
To buy the typical $562,000 home in ZIP 99338 with 20% down, you need a household income of roughly $153,000 a year (about $3,570 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $182,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $28,100 | $4,430/mo | $190,000/yr |
| 10% (+PMI) | $56,200 | $4,240/mo | $182,000/yr |
| 20% | $112,400 | $3,570/mo | $153,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 99338
At about $291 per square foot, here is roughly how much home different budgets get you in ZIP 99338:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $300k | 1030 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1370 sq ft | below the local median — condos, smaller or older homes |
| $500k | 1720 sq ft | around the typical home here |
| $600k | 2060 sq ft | around the typical home here |
| $750k | 2580 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 99338 home.
Estimate a specific home in 99338
The estimator below is pre-set to ZIP 99338 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Kennewick ZIP codes by home value
Where 99338 sits among Kennewick’s 3 ZIP codes:
ZIP 99338 home prices: frequently asked
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See the full Kennewick home values page, all Washington cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.