ZIP Code 98329 — Gig Harbor, WA Home Prices (2026)
The typical home in ZIP 98329 (Gig Harbor, Washington) is worth about $612,000 at roughly $358 per square foot — 29% more affordable than the Gig Harbor median and 108% more expensive than the typical U.S. home.
How 98329 compares
ZIP 98329 is one of the more affordable ZIP codes in Gig Harbor: its typical home value of $612,000 ranks #3 of the 3 Gig Harbor ZIP codes we track (the citywide range runs from $612,000 in 98329 to $894,000 in 98332). Per square foot it costs about $358, against $385 for Gig Harbor as a whole, $317 for Washington, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 98329 | $612,000 | $358 |
| Gig Harbor, WA | $867,000 | $385 |
| Washington | $519,500 | $317 |
| United States | $294,000 | $195 |
Home value by size in 98329
Using this ZIP’s rate of about $358 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $358,000 |
| 1,500 sq ft | $537,000 |
| 2,000 sq ft | $716,000 |
| 2,500 sq ft | $895,000 |
| 3,000 sq ft | $1,074,000 |
Salary needed to buy a home in ZIP 98329
To buy the typical $612,000 home in ZIP 98329 with 20% down, you need a household income of roughly $167,000 a year (about $3,890 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $198,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $30,600 | $4,830/mo | $207,000/yr |
| 10% (+PMI) | $61,200 | $4,620/mo | $198,000/yr |
| 20% | $122,400 | $3,890/mo | $167,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 98329
At about $358 per square foot, here is roughly how much home different budgets get you in ZIP 98329:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $300k | 840 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1120 sq ft | below the local median — condos, smaller or older homes |
| $500k | 1400 sq ft | around the typical home here |
| $600k | 1680 sq ft | around the typical home here |
| $750k | 2090 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 98329 home.
Estimate a specific home in 98329
The estimator below is pre-set to ZIP 98329 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Gig Harbor ZIP codes by home value
Where 98329 sits among Gig Harbor’s 3 ZIP codes:
ZIP 98329 home prices: frequently asked
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See the full Gig Harbor home values page, all Washington cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.