ZIP Code 98012 — Bothell, WA Home Prices (2026)
The typical home in ZIP 98012 (Bothell, Washington) is worth about $960,000 at roughly $446 per square foot — 6% more affordable than the Bothell median and 227% more expensive than the typical U.S. home.
How 98012 compares
ZIP 98012 is one of the more affordable ZIP codes in Bothell: its typical home value of $960,000 ranks #3 of the 3 Bothell ZIP codes we track (the citywide range runs from $960,000 in 98012 to $1,097,000 in 98021). Per square foot it costs about $446, against $484 for Bothell as a whole, $317 for Washington, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 98012 | $960,000 | $446 |
| Bothell, WA | $1,022,000 | $484 |
| Washington | $519,500 | $317 |
| United States | $294,000 | $195 |
Home value by size in 98012
Using this ZIP’s rate of about $446 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $446,000 |
| 1,500 sq ft | $669,000 |
| 2,000 sq ft | $892,000 |
| 2,500 sq ft | $1,115,000 |
| 3,000 sq ft | $1,338,000 |
Salary needed to buy a home in ZIP 98012
To buy the typical $960,000 home in ZIP 98012 with 20% down, you need a household income of roughly $261,000 a year (about $6,090 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $310,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $48,000 | $7,570/mo | $325,000/yr |
| 10% (+PMI) | $96,000 | $7,240/mo | $310,000/yr |
| 20% | $192,000 | $6,090/mo | $261,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 98012
At about $446 per square foot, here is roughly how much home different budgets get you in ZIP 98012:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $500k | 1120 sq ft | below the local median — condos, smaller or older homes |
| $600k | 1350 sq ft | below the local median — condos, smaller or older homes |
| $750k | 1680 sq ft | below the local median — condos, smaller or older homes |
| $1.00M | 2240 sq ft | around the typical home here |
| $1.50M | 3360 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 98012 home.
Estimate a specific home in 98012
The estimator below is pre-set to ZIP 98012 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Bothell ZIP codes by home value
Where 98012 sits among Bothell’s 3 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 98021 | $1,097,000 | $498 |
| 2 | 98011 | $1,022,000 | $484 |
| 3 | 98012 (this page) | $960,000 | $446 |
ZIP 98012 home prices: frequently asked
What is the average home price in ZIP code 98012? +
What is the price per square foot in 98012? +
What salary do you need to buy a house in ZIP 98012? +
Is 98012 an expensive ZIP code? +
See the full Bothell home values page, all Washington cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.